Providing on-line non-downloadable computer communications software to allow customers to access bank account information and transact bank business; providing on-line non-downloadable computer software for enabling mobile banking; providing on-line non-downloadable software for use in connection with electronic check conversion and remote deposit services, electronic transfer of money, electronic payment, viewing bank account information, electronic payment of bills; providing on-line non-downloadable software which enables users to locate and receive navigational directions to locations at which financial services are provided; providing on-line non-downloadable software that allows users to communicate with financial service professionals; providing on-line non-downloadable software for use in connection with fraud and identity theft protection; providing on-line non-downloadable software to facilitate consumer transactions, customer support, promote the goods and services of others and support sales transactions all made via social media and on-line networks; computer services, namely, hosting and maintaining an on-line web site for others for banking that can be used across platforms to connect users through various electronic mediums, including electronic chat messaging, instant messaging, tweeting, and electronic mail