Providing temporary use of on-line non-downloadable computer software for payment processing, authentication, management and tracking; providing temporary use of on-line non-downloadable computer software for businesses, namely, software for use in enabling, facilitating, operating, and managing customer relations and loyalty programs; providing temporary use of online non-downloadable software for use in collecting, storing, analyzing, and providing data and information regarding electronic payment transactions; providing an interactive web site featuring technology that enables users to enter, access, track, manage, monitor, and generate information and reports regarding sales of products and services of others; enabling individuals and businesses to create web presences, namely, online demographic business profiles, that summarize purchasing history, preferences, payment history and methods, and other information regarding online and mobile commercial transactions; providing temporary use of on-line non-downloadable computer software for business optimization, planning and administration; providing a website featuring technology that enables users to create shopping lists, and back-order items for future delivery; providing temporary use of on-line non-downloadable computer software for making reservations and bookings for entertainment, sporting and cultural events, for accommodations, meals, spa appointments and for other personal care appointments; computer services, namely, creating an on-line community for registered users to participate in discussions, [ share ratings, reviews, recommendations, suggestions, favorites and product and service purchase history, ] get feedback from their peers, form virtual communities, and engage in social networking regarding the products and services of others; providing on-line non-downloadable geographic information system (GIS) software; online mapping services regarding the physical location of merchants and the products and services of interest to consumers; mapping services; providing a website featuring a search engine for users to determine the location of sellers and items for sale or purchase; computer services, namely, providing information and graphical displays regarding the physical location of merchants and their products and services on an internet website