Actuarial services; Financial services, namely, electronic and online banking, monetary services, namely, monetary exchange; Real estate affairs, namely, real estate listing; Financial intermediation and financial intermediation by means of telecommunications and computer equipment, namely, facilitating the channeling of funds between lenders and borrowers by connecting those with a financial surplus with those having a financial deficit in person and vial global communications network; electronic transactions by mobile phone or mobile devices, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; electronic trade payment services, namely, establishing funded accounts used to purchase of goods and services via the Internet, telephone and mobile devices; settlements effected by means of electronic money, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data; generation and transmission of accounts with payment-related data and micropayment processing namely, payment processing services in the fields of credit card, tax, and insurance payments made via mobile devices, processing of cashless payments and prepaid card services, namely, processing of electronic payments made by means of prepaid cards, credit card services, and bank debit card services; debit card services and electronic processing of ACH and credit card transactions and electronic payments via a global computer network; customer loyalty program development of bonus, namely, providing a cash rebate for credit card use as part of a customer loyalty program; Financial services, featuring online accounts in an electronic system, electronic banking, online banking, debt collection, electronic transfer of financial assets and money by means of telecommunications systems, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; processing of clearing and registration transactions by means of open electronic platforms, namely, clearing and reconciling financial transactions via a global computer network; charitable fund-raising