Software-as-a-service for accessing, viewing, importing, converting, downloading and editing data and transactions from credit cards, debit cards and banks; software-as-a-service for use in accessing, processing, analyzing, managing, auditing, tracking, reporting and approving data, information, claims, and files submitted by users; software-as-a-service for generating accounting invoices and electronic payments; software-as-a-service for calculating, recording and tracking mileage; software-as-a-service for converting currency; software-as-a-service for integration of financial and accounting data into third party computer software; software-as-a-service for accounting policy enforcement and compliance monitoring