Credit cards and debit cards without magnetic coding

providing banking and credit card services; providing credit card, debit card charge card and store value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; advisory services relating to all the aforesaid services; financial services, namely, banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing in connection with financial transactions, settlement and reconciliation, and funds transfer services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer; providing financial information, namely, credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services in the nature of bill payment services through wireless devices; the provision of financial services for the support of retail services provided on-line; financial analysis and consultation; processing of credit and debit cards transactions by telephone and telecommunication link; the provision of financial services in the nature of financial information for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, namely, electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services in the nature of financial information provided over the telephone and by means of a global computer network or the Internet; provision of financial services in the nature of financial information by means of a global computer network or the Internet; banking services, namely, deposit money services by telephone and internet; e-wallet account services, namely, the provision of online electronic money accounts and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants send and receive payments and remittances over the Internet; stored-value account processing, namely, providing the consumers of merchants who pay for goods using credit cards, debit cards or payment cards with an e-wallet account for use in making secure payments to that business; payment processing facilities or payment service provider services to on-line and other merchants, namely, processing bill payments made by consumers to merchants through multiple channels, namely, on-line and automated telephone; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings in the nature of loan financing; financial services for the purchase of real estate in the nature of loan financing; arranging the provision of loan financing for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property in the nature of loan financing; financial services relating to the sale of property in the nature of loan financing; financial valuation of freehold real estate property; financial valuation of leasehold real estate property; arranging leasing of real estate; arranging of leases of real estate; real estate management services relating to transactions in real property; valuation of real estate property; real estate property portfolio management; advisory services relating to real estate valuations; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitisation; consulting services regarding payment solutions, banking, credit card, debit cards, payment cards and automatic teller machine services; providing financial information and loan financing for tours; processing of credit and debit cards transactions by telephone and telecommunication link; dissemination of financial information via the Internet and other computer networks; services for the provision of information in connection with financial transactions from a computer-stored data bank or via the Internet

Education services, namely, providing classes, seminars, workshops in the field of finances, banking, insurance and real estate; providing training in the field of finances, banking, insurance and real estate domain; gambling services; organizing community sporting and cultural events