Providing temporary use of on-line non-downloadable software for personal productivity, and organizational efficiency and effectiveness, namely for the management of to-do lists, tasks, projects, activities, processes, events, calendars, schedules, assignments, budgets, timesheets, expenses, and collaboration; providing temporary use of on-line non-downloadable software to facilitate communicating among persons collaborating, sharing information, and exchanging information; providing temporary use of on-line non-downloadable software for customer relationship management; providing temporary use of on-line non-downloadable software for enterprise resource planning; providing temporary use of on-line non-downloadable software for recruiting; providing temporary use of on-line non-downloadable software for human resources management; providing temporary use of on-line non-downloadable software for employee and contractor timesheet and expense management; providing temporary use of on-line non-downloadable software for creating user accounts, managing user credentials, controlling user access, collecting user feedback, personalizing software features and data schemas for users, monitoring account use, and managing user subscriptions