insurance products and specialized services for globally mobile employees and individuals, in particular, expatriates, business travelers, U.S.-bound inpatriates, key local nationals, and third country nationals, namely, providing international insurance brokerage services, international insurance consulting services and underwriting and administration of international insurance in the fields of life, accidental death and dismemberment, medical, dental, vision, short- and long-term disability coverages for multinational employer groups, and primary medical benefits for business travelers