Computer services, namely, creating an on-line community for registered users to select consumer products and services, and to receive offers from businesses to fulfill those products and services; Providing a website featuring resources, namely, non-downloadable software for providing product and service pricing information to users; Providing an online non-downloadable Internet-based system application featuring technology enabling users to disseminate information relating to products and services; Providing on-line non-downloadable software for allowing businesses to exchange information with potential customers regarding products or services offered by those businesses; Providing temporary use of on-line non-downloadable software and applications for allowing merchants to bid for a consumer's business; Software as a service (SAAS) services featuring software for the administration and management of pricing information relating to products and services