Banking services provided by mobile telephone connections; Providing secure access to account information; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services via the Internet and wireless networks; Electronic commerce payment services, namely, processing electronic payments made through wireless credit, debit and prepaid cards and accounts; Credit card account and debit card account services; Financial transaction services, namely, providing secure commercial transactions and payment options using mobile devices; Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Providing electronic processing of ACH and credit card and account transactions and electronic payments via the Internet and wireless networks; Providing electronic processing of credit card transactions and electronic payments via a global computer network and wireless networks; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores