Smartphone mobile computer application, excluding video games, software games, computer games, games for mobile phones, software engines for computer games, and computer game development software, for use in processing financial transactions, for purchasing goods and services, excluding video games, software games, computer games, games for mobile phones, software engines for computer games, and computer game development software, for verification of identity, eligibility, and authorization, for gaining access to restricted facilities, for monitoring alarms, for providing automated alarm responses, for performing electronic mass notifications, for monitoring surveillance video, for providing automated text message responses, for producing identification cards with photos, magnetic strips, and personalized, embedded smartcard credentials, for managing patron credentials, for reporting financial, verification, access, alarm, notification, surveillance, identification, and credential data related to the associated software, for importing and exporting data, and for managing campus conference groups, their identification cards, and their associated privileges