Banking services; Banking services directed to business entities; Business remote deposit services, namely, electronic remote check deposit services; Automatic daily transfers of cash into investment options; Merchant services for access to cash, namely, payment card transaction processing and settling; Next-day funding of payment card receivables, namely, providing available funds to customers in anticipation of the settlement of incoming payment card receivables; Internet and online banking services; Expedited accounts receivable financing; Financial management of accounts payable; Online financial account management; Electronic checking account services; Electronic banking via a global computer network; Electronic banking services, namely, providing digital reproductions of checks; Checking account services; Direct deposit services; Deposit services; Automated teller machine services; Certified check services, namely, issuing certified checks; Check processing; Debit card and cash card services; Providing short-term and long-term credit; Online bill paying; Electronic cash transactions; Electronic debit transactions; Electronic payment, namely, electronic processing and transmission of bill payment data; Electronic transfer of money; and providing information in the field of banking via various means, which may include but are not limited to, the internet, global networks, telephone, and facsimile