Ad server, namely, a computer server for storing advertisements and delivering advertisements to websites; Communication software for providing access to the Internet; Communications software for connecting mobile device users, global computer networks, computer network users, shoppers with shopping malls, shoppers with retail stores, shoppers with other shoppers, and malls with retail stores; Computer application software for mobile computers, mobile phones, and retail business computers, namely, software for sending and receiving messages, sending and receiving messages containing coupons, sending and receiving messages containing promotions, sending and receiving local event descriptions, navigating shopping areas, searching for brands or products, locating or communicating with businesses having discounted services or merchandise, and locating or communicating with local mobile device users in shopping areas or event areas; Computer software for wireless content delivery; Computer software to enable the transmission of photographs to mobile telephones; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Downloadable images in the field of products or services available for purchase, retail store advertising flyers, advertisements, rewards cards, event tickets, restaurant menus, and service menus for mobile phones; Downloadable software in the nature of a mobile application for wireless content delivery, sending and receiving messages, sending and receiving messages containing coupons, sending and receiving messages containing promotions, sending and receiving local event descriptions, navigating shopping areas, searching for brands or products, locating or communicating with businesses having discounted services or merchandise, and locating or communicating with local mobile device users in shopping areas or event areas; Electronic advertisement and messaging display unit with multi-networking (TCP/IP) capabilities and remote connectivity; Electronic devices for locating and tracking mobile device users, shoppers, retail stores, and malls using GPS (global positioning systems), Cellular communication networks, IPS (indoor positioning systems), wireless communication, RFID, WiFi, or internet-based protocols enabled for location-based access; Electronic equipment for point-of-sales (POS) systems, namely, point-of-sale terminals, bar code readers, optical readers, advertisement display monitors, keyboards, printers, scanners, radio transmitters, radio receivers, computer hardware, and computer operating software; Electronic LCD advertisement display unit with multi-networking (TCP/IP) capabilities; Mobile computers; Mobile data receivers; Mobile data terminal (MDT); Mobile phones; Portable telecommunication instant messaging devices; Vehicle locator and recovery device programmed to use global positioning systems (GPS) and cellular telecommunications; Wireless communication device featuring voice, data and image transmission including voice, text and picture messaging, a video and still image camera, also functional to purchase music, games, video and software applications over the air for downloading to the device; Wireless communication devices for voice, data or image transmission