Encoded electronic smart cards containing programming for identity verification, payment authorization, communication authorization, financial applications, access management, consumer loyalty programs, transportation applications, and advertising applications; Electronic tags containing programming for identity verification, payment authorization, communication authorization, financial applications, access management, consumer loyalty programs, transportation applications, and advertising applications; Encoded electronic smart cards, electronic smart circuit cards, encoded electronic smart circuit cards and electronic tags containing microprocessors, semiconductors or integrated circuits for use in radio frequency identification (RFID) or near field communications (NFC) applications; Computer hardware and software for creating, programming, controlling, encoding, scanning, reading and interpreting RFID and NFC chips, tags and electronic smart cards; Electronic and magnetically-encoded card readers and terminals; point of sale transaction terminals; radio frequency identification devices in the nature of transponders; Computer software and software applications relating to electronic payment services and electronic wallet services

Promoting the goods and services of others by means of the issuance of loyalty rewards cards; loyalty scheme services, namely, the administration of a consumers loyalty program to promote the goods and services of others; customer loyalty scheme services for commercial, promotional and/or advertising purposes; organization, operation, management and supervision of customer loyalty, incentive and promotional schemes to promote the goods and services of others; organization, operation and supervision of sales and promotional incentive schemes to promote the goods and services of others; promoting the goods and services of others via a website and electronic communications featuring loyalty scheme information, business incentive scheme information, coupons, rebates and discounts

Electronic wallet services, namely, bill payment services; issue of tokens, coupons and vouchers of value; issuing of tokens, coupons and vouchers of value in relation to customer loyalty schemes and incentive schemes; pre-paid card and stored value card services, namely, processing electronic payments made through pre-paid and stored value cards; electronic payment services, namely, processing payments made through credit cards, debit cards, charge cards, pre-paid cards and stored value cards; processing of electronic micro-payments made through credit cards, debit cards, charge cards, pre-paid cards and stored value cards