Telecommunication service that offers various financial and banking options. Account summary is an electronic banking service, namely, ability to review account balances and statements. Airtime purchases is the ability to make pre-paid purchases card services, namely, processing electronic payments from bank account or mobile wallet made to purchase airtime phone credits. Money Transfer is the ability to make electronic funds transfer by telecommunications to third-party accounts. Bill Payment allows electronic payments of bills, namely, electronic processing and transmission of bill payment data. Cash withdrawals and deposits is a financial service that gives access to ecosystem of agents to make withdrawals and deposits. Purchase feature is a electronic commerce payment services, namely, establishing funded accounts at registered vendors to purchase goods and services. Loan Services offers financing of loans, namely, funding and repayment of loans by third party micro finance institutions. Salary payments allows electronic remote deposit services of payroll salaries