Providing temporary use of online non-downloadable software and applications for use by others for employee and personnel related services, namely, for online administration, management and record keeping of employee hires and terminations, employee benefits, group insurance, online payroll bill payment, online payroll processing, payroll tax filing, employee data management, check and direct deposit distribution, preparation of payroll checks and online pay statements, payroll administration, monitoring and record keeping, employee benefits enrollment and management, administration, management and record keeping of employee healthcare savings accounts, FSA/HRA/COBRA spending accounts and administration of employee health insurance plans