Computer application software for mobile phones, namely, software for processing financial transactions, electronic wallet services, coupon storage, and loyalty card systems; Computer application software for web browsers, namely, software for processing financial transactions, electronic wallet services, coupon storage, and loyalty card systems; Computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Computer software development tools; Computer software for accessing information directories that may be downloaded from the global computer network; Computer software for communicating with users of hand-held computers; Computer software for encryption; Computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; Computer software for the collection, editing, organizing, modifying, book marking, transmission, storage and sharing of data and information; Computer software for the databasing, visualization, manipulation, virtual reality immersion and integration of geographic information with on-line member communities; Computer software for the field of warehousing and distribution, to manage transactional data, provide statistical analysis, and produce notifications and reports; Computer software for use in customer relationship management (CRM); Computer software for use in the encryption and decryption of digital files, including audio, video, text, binary, still images, graphics and multimedia files; Computer software for use in the safeguarding of digital files, including audio, video, text, binary, still images, graphics and multimedia files; Computer software for wireless content delivery; Computer software platforms for the management of financial and loyalty transactions; Computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; Computer software that provides web-based access to applications and services through a web operating system or portal interface; Computer software to automate data warehousing; Computer software to enable the transmission of photographs to mobile telephones; Computer software, namely, an application allowing sales and field service employees to update and receive data stored in an enterprise's computer databases in real time, using a mobile device, with full telephony integration with the telephone and/or software features of the mobile device; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Computer software, namely, software development tools for the creation of mobile internet applications and client interfaces; Downloadable software in the nature of a mobile application for financial and loyalty transactions and coupon management; Software for processing images, graphics and text