Telecommunication services, namely, personal communication services; electronic exchange of text and graphics accessible via computer and telecommunication networks; instant messaging services using visual frames enabled to receive text, imagery, and other digital media, in a cartoon-like format, for transmittal to others; communications by electronic computer terminals; communication services, namely, transmission of text, visual images and documents by the internet; providing private and secure real time electronic communication over a computer network; computer services, namely, providing on-line facilities for real-time interaction with other computer users concerning topics of general interest; consulting for the aforementioned telecommunication services