Computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Computer software for processing electronic payments and transferring funds to and from others; authentication software for controlling access to and communications with computers that may be downloaded from a global computer network and/or recorded on computer media; magnetically encoded credit cards and payment cards; Computer software for processing electronic payments to and from others that may be downloaded from a global computer network and/or recorded on computer media; authentication software that may be downloaded from a global computer network and/or recorded on computer media; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Computer application software for mobile phones, pda's, portable computers, and other devices, namely, software for consumer transactions, including electronic business transactions; Magnetically encoded credit cards; Credit cards; Credit cards without magnetic coding; RFID tags; Mobile phones; Smartphones; PDAs;Providing a web-based system and online portals in the field of consumer-to-business commerce for consumers to enter, manage and modify their consumer preference information for use by merchants to create and manage offers for delivery to consumers; Advertising and information distribution services accessible by computer, phone, smartphone, tablet PC, PDA, and other electronic devices; Online marketplaces for buyers and sellers of goods and/or services; Providing a searchable online advertising guide featuring the goods and services of online vendors; Providing a searchable online evaluation database for buyers and sellers; advertising and advertisement services; customer loyalty services and customer club services for commercial, promotional and advertising purposes; promoting the goods and services of others; Providing ecommerce services to facilitate the buying and selling of goods and services; Providing advertising services to facilitate the buying and selling of goods and services; Operating and facilitating an online marketplace for buyers and sellers of goods and services and providing associated evaluative feedback; Operating online marketplaces for buyers and sellers of goods and services; providing evaluative feedback and ratings of buyer and seller, the value and prices of sellers' goods, buyers' and sellers' performance, delivery, and overall experience in connection therewith; providing a searchable online advertising guide featuring the goods and services of online vendors; providing a searchable online evaluation database for buyers and sellers; advertising and advertisement services; customer loyalty services and customer club services for commercial, promotional and advertising purposes; promoting the goods and services of others; Operating online marketplaces for buyers and sellers of goods and/or services; providing evaluative feedback and ratings of sellers' goods and services, the value and prices of sellers' goods, buyers' and sellers' performance, delivery, and overall experience in connection therewith; Moving and relocation services; Providing organizing services for individuals at home, in home offices and in business offices, that provides help with time and paper management; Arranging and conduction of auction sales; On-line auction bidding for others; Organization of internet auctions; Real estate auctions; Providing an interactive real estate website which promotes housing and apartment properties through offering prospective tenants video walk throughs, property descriptions, text, price, location, maps and other information that would be influential to a prospective tenant in making a rental decision; Real estate advertising services; Real estate advertising services; Real estate auctions; Providing real estate leads for prospective purchasers; Professional services; Providing on-line computer databases and on-line searchable databases featuring information, classified listings and announcements about housing, apartments, condominiums, town homes, real estate, commercial real estate, roommate-wanted, and rental and leasing and for sale advertisements for the forgoing; Electronic commerce payment services, namely, processing payments for the purchase of goods and services via an electronic communications network; Financial services, namely, electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; providing a wide variety of payment and financial services, namely, credit card services, issuing credit cards and lines of credit, processing and transmission of bills and payments thereof, bill payment services with guaranteed payment delivery, and brokerage of money market funds, all conducted via a global communications network; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Arranging of loans; Credit and loan services; Electronic loan origination services; Providing temporary loans; Revolving loans; Credit card payment processing services; Credit card services; Leasing of real estate; Providing real estate listings via the Internet; Real estate brokerage; Real estate consultation; Real estate consultancy; Real estate procurement for others; Real estate valuation services; Providing real estate listings and real estate information via the Internet; Professional services; Telecommunications services, namely, the electronic transmission of data and information; paging services; providing an online, interactive bulletin board for the transmission of messages among computer users concerning hobbies, collectibles, trading, and the sale of goods and services via a global communications network; Providing electronic transmission of credit card transaction data and electronic payment data via a global computer network; Providing a website featuring e-commerce transactions, auctions, consumer goods and services available for purchase, financial services, loans, credit cards, real estate sales, leases and rentals, and concierge services; On-line security services, namely, providing security and anonymity for electronically transmitted credit card transactions; Providing a secured-access website that gives registered Internet networked institutions the ability to upload, view, copy, print, download and share documents and images for the purposes of conducting consumer-driven transactions; Internet-based social networking services; Professional services; Concierge Services for others comprising making requested personal arrangements and reservations and providing customer-specific information to meet individual needs rendered together in retail stores, office buildings, hotels, residential complexes, and homes; organizational services for home or personal purposes; personal concierge services for others comprising making requested personal arrangements and reservations, running errands and providing customer specific information to meet individual needs, all rendered in retail stores, office buildings, hotels, residential complexes, and homes; personal reminder services in the area of upcoming important dates and events; providing information in the field of time management to individuals for personal purposes; providing non-medical personal assistant services for others in the nature of planning, organizing, coordinating, arranging, and assisting individuals to perform daily tasks; running errands for others; Concierge services for others comprising making requested personal arrangements and reservations and providing customer-specific information to meet individual needs rendered together in a virtual capacity, performed remotely; Personal concierge services for others comprising making requested personal arrangements and reservations, running errands and providing customer specific information to meet individual needs, all rendered in business establishments, office buildings, hotels, residential complexes and homes; Professional services; Clothing and other collateral goods and services to promote Applicant's e-commerce and related services