Administration of employee benefit plans in the field of insurance and finance; Administration of employee welfare benefit plans in the field of insurance and finance; Cash replacement rendered by credit card; Charitable fund raising services, namely, sharing profits from newspaper subscription sales with not-for-profit organizations; Credit and cash card services; Credit card services; Credit card transaction processing services; Credit card verification; Debit account services featuring debit card and employee benefit related services; Debit card services; Discount securities brokerage services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic credit card transactions; Financial services in the nature of an investment security; Pre-paid purchase card services namely, processing electronic payments made through prepaid cards; Pre-paid purchase card services, namely processing electronic payments through pre-paid cards; Providing rebates at participating establishments of others through use of a membership card; Savings account services; Savings and loan services; Savings bank services; insurance services, namely, health, accident, automobile insurance consulting and underwriting; Insurance brokerage