Insurance claims and medical and health bill auditing services; insurance claims and medical and health bill management services, namely, tracking, reporting, analyzing, processing, negotiating, and facilitating payment, settlement and reimbursements for medical and health bills, expenses and insurance claims; administration, billing and reconciliation of accounts on behalf of others; customer service management for others; health care cost management services, namely, providing an interactive web site and database for uploading, storing, accessing, and retrieving information relating to medical bills, medical expenses, health bills, and insurance claims