Insurance underwriting in the field of property and life of insurance, insurance administration, insurance claims administration services, benefit plan administration, namely, administration of employee benefit plans concerning insurance and finance; provider network administration, namely, financial risk management consultation, prescription drug management and administration, namely, insurance claims administration services for prescription drug benefit claims, [and case management in the fields of property and casualty, life and health insurance, and workers compensation, namely, insurance advice to the insured on appropriate,] low cost coverage options