Computer application software for mobile phones, namely, software for Social coupons "Social Qponing" which use Downline application software from point of Contact/Entry - (QR Code or SMS/MMS Gateway technology) to Deliver/Interact information, social networking, coupons and IP services.; Computer application software for Moble phones, Smartphones, tablets and any type of PDA device(s), namely, software for delivery of immediate information to any PDA device(s); Computer software, namely, an application allowing sales and field service employees to update and receive data stored in an enterprise's computer databases in real time, using a mobile device, with full telephony integration with the telephone and/or software features of the mobile device; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Computer software, namely, software development tools for the creation of mobile internet applications and client interfaces; Consumer coupons downloaded from a global computer network; Mobile computing and operating platforms consisting of data transceivers, wireless networks and gateways for collection and management of data