Business consulting services provided to retailers, service facilities and financial institutions, namely, business consulting services that utilize a strategic planning model that begins with a framework of knowledge as a catalyst for planning in the nature of an economic assessment, an industry assessment, a competitor assessment, an operating assessment for developing goals, objectives, and action plans consistent with the mission, core values and vision of the organization, an opportunity assessment for defining incremental opportunity and calculating product profitability to prioritize business interests, a strategic assessment, and a Strengths, Weaknesses, Opportunities and Threats (SWOT) analysis, to develop a future operating assessment that includes the organization's pro forma balance sheet, defines the corresponding earnings impact and demonstrates key performance ratio leverage