Arranging and provision of credit, loans, insurance, currency exchange and travellers cheques; Banking; Banking and financing services; Banking services; Banking services provided by mobile telephone connections; Currency exchange services; Currency trading; Currency transfer services; Electronic banking via a global computer network; Escrow services for the travel industry; Exchanging money; Financial exchange; Financial services, namely, electronic remote check deposit services; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Maintaining escrow accounts for investments; Maintaining mortgage escrow accounts; Merchant banking services; Monetary exchange; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; On-line banking services; On-line escrow service for exchange of services; On-line real-time currency trading; Real estate escrow services; Securities deposit services