Insurance and financial services, namely, financial affairs and monetary affairs, namely, financial information, management and analysis services; e-wallet solution, namely, providing an on-line stored value account in an electronic environment to allow users, to receive and transfer money from other users using the same or any other platform, to withdraw funds from their bank account anywhere in the world, payment card, debit card, and credit card services; prepaid card services, namely, pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; electronic funds transfer; bill payment services; electronic commerce and payment processor for consumers, business to business and business to consumers, namely, electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet