Bill payment services; Bill payment services provided through a website; Collecting license fees on behalf of independent writers and publishers and making payments to the copyright owners of the music; Credit card and payment card services; Credit card payment processing services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic foreign exchange payment processing; Electronic payment services by which utility customers may apply money from various sources for payment of energy costs; Electronic payment, namely, electronic processing and transmission of bill payment data; Electronic processing of insurance claims and payment data; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Fund investment services featuring securities offered according to previously established criteria in order to maintain a predetermined level of payments to the account holder; Fund investment services featuring the trading of an account holder's securities according to previously established criteria in order to maintain a predetermined level of payments to the account holder; Loyalty coupon payment processing services; Loyalty program payment processing services; Making payments on pre-paid long distance calling cards for recharging minutes; Merchant services, namely, payment transaction processing services; Money order payment guarantee services; Payment processing services, namely, credit card and debit card transaction processing services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Prepaid card services in the nature of making payment for adding airtime to prepaid or pay-as-you-go wireless services; Processing electronic payments made through prepaid cards; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; Travel voucher services, namely, providing vouchers for payment of transportation expenses; Wireless telephone payment services, namely, wireless mobile telephone rate plans