Computer software; computer software for processing electronic payments and transferring funds to and from others; downloadable software; downloadable software applications; authentication software for controlling access and communications with computers and computer networks; magnetically encoded cards, including travel cards; computer programs relating to financial matters; downloadable electronic publications.

Business consulting services in the field of online payments; administrative services relating to the management of credit card, debit card, automated clearing house (ACH), prepaid cards, payment cards, and other forms of payment transactions via electronic communications networks for business purposes; business information management, including electronic reporting of business analytics relating to payment processing, authentication, tracking, and invoicing; business management, including optimisation of payments for businesses; payroll processing services for others; reconciling financial transactions.

Financial services; monetary services; buying and selling currency; foreign monetary exchange; money exchanging services; brokerage services; currency exchange services; foreign exchange services; financial transactions relating to currency swaps; electronic funds transfer; domestic and international transfer of funds; clearing financial transactions; payment and financial services, all conducted via a global communications network; bill payment services; providing electronic mobile payment services for others; credit card and payment processing services; debit card services; electronic foreign exchange payment processing; payment processing services, including providing virtual currency transaction processing services for others; provision of foreign currency; providing financial information relating to rates of exchange; currency exchange rate quotations; forecasting of foreign exchange rates; provision of financial protection against foreign exchange risks; financial risk management; advisory, consultancy and information services relating to all the aforesaid services.

Provision of online non-downloadable software; platform as a service (PaaS); software as a service (SaaS); hosting of software as a service (SaaS); design and hosting of web portals; development and hosting of computer platforms; providing temporary use of non-downloadable computer software; providing temporary use of on-line applications and software tools; design and development of software; provision of online non-downloadable web-based software; providing online non-downloadable computer software in the field of online foreign exchange and payments; hosting of websites; hosting of platforms on the Internet; hosting of an online platform for the purpose of facilitating financial operations management for businesses; platform as a service [PaaS] being the provision of a computer software platform for financial operations management; providing online non-downloadable software for business information management relating to financial operations; provision of online non-downloadable software for the purpose of facilitating business expense management for businesses; development and hosting of a computer software platform for business expense management; providing online non-downloadable software for managing an information system relating to business expense; advisory, consultancy and information services relating to all the aforesaid services.