Computer software including downloadable computer programs and recorded computer software; computer software including downloadable computer programs and recorded computer software for facilitating financial transactions; computer software including downloadable computer programs and recorded computer software for facilitating transfer of funds; a system comprising computer hardware and software for allowing goods and services to be purchased electronically via the internet or via other electronic devices, such as tablets, mobile phones, electronic terminals and automatic teller machines; magnetically encoded cards including credit cards, debit cards and gift cards; chip cards and smart cards; encoded cards for use in relation to the electronic transfer of funds

Financial affairs; monetary affairs; banking services in relation to the electronic transfer of funds; financial and monetary services including card operated financial services, computerised financial services, conducting of financial transactions, financial payment services, financial transaction services, electronic payment services, payment of bills and accounts for others, payment transaction card services, computerised transfer of funds, electronic funds transfer, transfer of funds, provision of transactional services relating to point-of-sale transactions, card accessed financial services and card operated financial services; providing information, including online, in relation to the aforementioned services; consultancy and advisory services, including online, in relation to the aforementioned services

Saas (software as service); providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; hosting computer sites (web sites); support and consultation services for managing computer systems, databases and applications; design, development, maintenance and update of downloadable computer programs and application software; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and internet related services, namely, hosting on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; providing information, including online, in relation to the aforementioned services; consultancy and advisory services, including online, in relation to the aforementioned services