Financial services; financial transfers and transactions; payment services; money transfer services; funds transfer services; electronic money transfers; monetary affairs including those relating to the transfer of funds and providing methods for payment including pre-paid methods of payment and monetary credit for others; foreign exchange services; remote payment services; international money transfer services; financial services including foreign currency trading, exchange, payments, conversions, accounts and transfers; the managing and processing of payment transaction data; electronic payment services; payment for telephone credit; provision of telephone credit; money transfer services over the Internet, foreign exchange services, remote payment of money, management of and processing of payment transaction data, electronic payment services and payment for telephone credit, via a website; financial services including on-line cash accounts and banking; services for direct deposit of funds into customer bank accounts; information, consultancy and advisory services relating to these services