Recorded computer application software for mobile phones, personal computers and handheld electronic devices, namely, software for managing finances and debt repayments, for accessing, sharing and storing financial information, credit reports, payment transaction history, and correspondence relating to finances and debt; downloadable software applications for mobile phones, personal computers and handheld electronic devices, namely, software for managing finances and debt repayments, for accessing, sharing and storing financial information, credit reports, payment transaction history, and correspondence relating to finances and debts; payment cards being magnetically encoded; downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, personal digital assistant and web-based environment; encoded cards for use in relation to the electronic transfer of funds; electronic financial transaction apparatus, namely, magnetic encoded cards and card readers for magnetically encoded cards; cards encoded with security features for authentication purposes

Collection of debts; debt advisory services; debt collecting; debt collection agencies; debt collection agency services; debt factoring; debt management services; debt recovery; debt recovery agency; debt restructuring being financial restructuring services; national debt collection being nationwide debt collection services; organising of debt collections; reclamation of outstanding debts; recovery of debts; financial advice; financial credit services; financial payment services; financial services; personal financial planning services; advancement of funds; financial transaction services; payment transaction card services being payment processing services, namely, credit card and debit card transaction processing services; electronic transfer of funds; credit character investigations and reporting, namely, credit rating services and credit reporting services; advice relating to financial loan recovery services; collection of payments, namely, collection of repayments towards debts; organisation of financial collections, namely, financial management of debt recovery payments for others; organisation of monetary collections being financial transaction services, namely, providing secure commercial transactions and payment options; organising financial collections, namely, financial management of debt repayment for others; organising of debt collections; personal finance services, namely, providing information and advice in the field of personal finance; collection of fees, payments or tolls (for others) by way of providing an internet website portal in the field of financial transaction and payment processing services

Provision of online non-downloadable software, namely, application service provider featuring software for use in financial management, financial transactions, debt recovery and repayment; online provision of web-based applications, namely, non-downloadable software for use in financial management, financial transactions, debt recovery and repayment; online provision of web-based software (non-downloadable) in the fields of financial management, financial transactions, debt recovery and repayment; software as a service (saas) services featuring software for use in financial management, financial transactions, debt recovery and repayment; design of computer software for use in the field of finance and debt management; development of computer software application solutions in the fields of financial transactions and debt repayments; electronic verification of personal identification, namely, computer security services restricting unauthorised access to computer networks and websites; development of computer platforms; user authentication services using single sign-on technology for online software applications