Downloadable software for tracking of vehicles and drivers; downloadable software for monitoring of vehicles and drivers; downloadable software for management and administration of vehicle fleets and drivers of vehicles; downloadable software and software applications for mobile devices for tracking of vehicles and drivers; downloadable software and software applications for mobile devices for monitoring of vehicles and drivers; downloadable software and software applications for mobile devices for management and administration of vehicle fleets and drivers of vehicles; downloadable risk management software; downloadable software for monitoring road usage; downloadable software for road usage charging; downloadable toll collection software; downloadable software and software applications operative to detect an incident relating to an insured vehicle which may give rise to an insurance claim and automatically notify an insurer of the vehicle; downloadable software and software applications operative to detect potential vehicle and driver incidents, accidents and collisions and automatically notify an insurer of the vehicle; downloadable software and software applications operative to communicate telematics data to vehicle insurers following potential incidents, accidents and collisions; vehicle driver tracking apparatus in the nature of electronic devices for locating and tracking vehicle drivers using radio frequency or global positioning systems or cellular communication networks; global positioning systems; vehicle monitoring apparatus in the nature of electronic location devices installed after purchase for use with vehicles for tracking vehicle usage and storing and/or transmitting data relating to vehicle usage via wireless communication; vehicle crash detection apparatus comprised of accelerometers, computer hardware, and recorded computer operating software for use therewith; telematic apparatus, namely, wireless devices which provide telematic services; radio beacon apparatus; acoustic detectors in the nature of surface acoustic wave sensors; acoustic detectors, namely, microphones; electronic highway toll collection systems comprised of electronic terminals, video cameras, computer hardware and recorded computer operating software for use therewith

Business administration for others in the field of insurance services; organization, operation and supervision of incentive award programs to promote the sale of products and services of others; conducting incentive award programs to promote safer driving; business risk assessment services; data processing; fleet management services in the nature of tracking of fleet vehicles for commercial purposes; fleet management services in the nature of business organization and administration of transport fleets; business administration services in relation to toll collection; information, advisory and consultancy services relating to all the aforesaid services

Insurance services, namely, underwriting, issuance and administration of vehicle insurance; insurance services, namely, underwriting, issuance and administration of vehicle fleet insurance; insurance risk management; insurance risk scoring in the nature of insurance risk assessment; highway toll collection services; electronic toll collection services; information, advisory and consultancy services relating to all the aforesaid services

Providing Internet access to websites and portals; data communication services in the nature of electronic transmission of data among users of computers and mobile devices; communication services for transmission of information relating to tracking and monitoring of vehicle fleets and drivers of vehicles via electronic communications networks; telematic sending of information relating to the provision of computerized vehicle administration, location, tracking and management services; telematic sending of information relating to road usage and toll collection; telematic sending of information concerning safety risks on driver behavior to automobile insurance companies; electronic transmission of data relating to vehicles and drivers; information, advisory and consultancy services relating to all the aforesaid

Tracking of vehicles by computer or via GPS; tracking of drivers of vehicles by computer or by GPS; operating of road tolls; information, advisory and consultancy services relating to the aforesaid

Hosting of websites; rental of software; software as a service (SAAS) featuring software for tracking of vehicles and drivers, monitoring of vehicles and drivers, management and administration of vehicle fleets and drivers of vehicles, insurance risk management, monitoring road usage, and road usage charging; infrastructure as a service (IAAS) services, namely, hosting software for creating, compiling and managing databases and web portals; software development; computer hardware development; information advisory and consultancy services relating to the aforesaid