Apparatus for processing card transactions and data relating thereto and for payment processing, namely, card readers for credit cards; Data encryption and security apparatus, namely, security token hardware; Apparatus for verifying data, namely, electronic card readers; Apparatus for data storage, namely, blank digital storage media; Electronic scanning apparatus for documents, namely, portable document scanners; Downloadable computer software for database management, performing financial services, namely, providing financial data in the field of life insurance and pensions; Security devices for computer software, namely, downloadable computer anti-virus software; Downloadable computer software for authorising access to databases and stored information; Apparatus for guarding data communication systems against unauthorised access, namely, downloadable computer software for use in computer access control; Downloadable computer software for processing electronic payments and managing expenses; Downloadable computer software for managing investments and producing financial models designed for and specific to the financial and business sectors; Downloadable computer software for transferring money and financial funds; Downloadable smartphone software applications for tracking and managing pensions, tracking claims and processing payments in connection with insurance services; Downloadable risk management software for tracking and managing pensions, tracking claims, processing payments in connection with insurance services; Downloadable computer software for producing financial models; Downloadable computer software with security features for identification purposes for identifying and authenticating users; Downloadable application software for mobile devices, wireless devices and cloud computing services, namely, downloadable computer software for managing and tracking pensions and life insurances

Financial services, namely, asset management, money lending, investment brokerage services, financial planning, financial retirement plan consulting services, investment advisory services and wealth management services; Insurance services, namely, insurance brokerage services; Arranging of insurance, namely, development of insurance policies for others; Personal insurance services, namely, insurance underwriting for all types of insurance; Insurance loss assessment services, namely, assessing insurance claims; Insurance management services, namely, loss control management for others; Financial management of insurance plans; Insurance brokerage; Insurance underwriting services for all types of insurance; Claims management and adjustment services for life insurance; Insurance actuarial services; Insurance claims assessment, financial administration of insurance policies and insurance claims processing services; Insurance consulting services; Life insurance brokerage; Life insurance underwriting services; Financial management of insurance claims for life insurance; Reinsurance services, namely, reinsurance underwriting; Reinsurance underwriting in the field of life insurance; Reinsurance brokerage services; Reinsurance underwriting services; Reinsurance claims administration and processing services; Reinsurance consulting services; Reinsurance claims management and adjustment services; Investment and financial asset management services; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Insurance risk management services; Financial consulting services; Comprehensive financial risk management services focusing on financial assets and liabilities, namely, combining insurance brokerage and reinsurance underwriting services with brokerage of derivative financial instruments and financial planning services; Financial planning services; Investment services, namely, asset acquisition and management services; Financial and investment management; Financial research services; Banking services, namely, personal and investment banking services provided via a branch network; Financial administration of retirement plans and financial valuation services; Financing services for securing of funds, namely, financing of loans, financing of purchases and microfinancing; Financial loan advisory services; Financial advisory services; Public and private equity financing; Electronic funds transfer services; Brokerage agencies for insurance and credit, namely, insurance and financial investment brokerage services; Financial management in the field of investment portfolios and pension plans; Financial planning and investment advisory services; Insurance services relating to pension funds, namely, insurance actuarial services; Annuity underwriting services; Annuity claims administration and processing; Consulting services in the field of annuities and pensions; Financial administration of retirement plans; Pension fund services, namely, administration of retirement pension plans; Insurance services relating to pension funds, namely, insurance administration; Financial advice relating to pensions; Investment management and administration of annuity and pension plans; Financial management in the field of investment portfolios and pension plans; Monitoring of pension funds for investment purposes; Advisory and consultancy services relating to the aforementioned services, and information services relating to the aforementioned services being insurance information and financial information