Financial services, namely, managing and processing the transfer of money over the Internet; financial transfers and transactions, namely, money transfer services; payment services, namely, bill payment services; money transfer services; funds transfer services, namely, electronic funds transfer; electronic money transfers; monetary affairs including those relating to the transfer of funds and providing methods for payment including pre-paid methods of payment and monetary credit for others, namely, managing and processing the transfer of money over the Internet; foreign currency exchange services; remote payment services, namely, remote electronic payment services involving electronic processing and subsequent transmission of bill payment data; international money transfer services; financial services, namely, foreign currency trading, foreign currency exchange, payments in the nature of payment transaction processing services over the Internet, conversions in the nature of foreign currency exchange services, accounts in the nature of online cash account services, and foreign currency transfers services; managing and processing of payment transaction data, namely, payment transaction processing services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment for telephone credit, namely, payments to be used for telephone card calling services; provision of telephone credit, namely, credit to be used for telephone card calling services; provision of a website which facilitates money transfer services over the Internet, foreign currency exchange services, remote payment of money in the nature of electronic transfer of money, management of and processing of payment transaction data in the nature of payment transaction processing services, electronic payment services involving electronic processing and subsequent transmission of bill payment data, and payment for telephone credit in the nature of credit to be used for telephone card calling services; financial services, namely, on-line cash accounts and banking; services for direct deposit of funds into customer bank accounts, namely, electronic transfer of money; information, consultancy and advisory services relating to these services