Computer programs for communication devices, namely, recorded computer application software for mobile phones, namely, software for use in electronic banking and electronic payments; computer software applications, downloadable, for mobile phones, namely, software for use in electronic banking and electronic payments; computer programs, namely, Downloadable computer programs and computer software for electronically trading securities; computer software, recorded, namely, computer screen saver software, recorded on computer media; secure terminals for electronic transactions; electronic point of sale terminals, namely, Customer self service electronic checkout stations for point of sale; downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; internet servers; encoded banking cards, namely, Magnetically encoded blank bank cards for issuance by financial institutions; downloadable computer communication software to allow customers to access bank account information and transact bank business; computer terminals for banking purposes; machines for bank transactions, namely automatic teller machines (ATM); apparatus for processing electronic payments, namely, Point-of-sale terminals for making contactless payments; electronic financial transaction apparatus, namely, Electronic payment terminal; Recorded computer programs for use in financial management; recorded computer programs for electronic banking and electronic payments relating to financial matters; downloadable computer software for producing financial models; electronic payment terminals; encoded prepaid payment cards, namely, Pre-paid telephone calling cards, magnetically encoded; magnetic payment cards, namely, magnetically encoded debit cards; machine readable devices for cashless payment systems, namely, Multi-functional computer terminals with payment function

Administrative processing of purchase orders; advertising services; internet advertising services; business appraisals; providing business information; business investigations; business management assistance; business management consultancy; business organization consultancy; business research; commercial information agency services; providing commercial information and advice for consumers, namely, Commercial information and advice for consumers in the choice of products and services; commercial intermediation services, namely, Mediation and conclusion of commercial transactions for others; commercial and industrial management assistance; compilation of advertisements for use as web pages on the internet; compilation of business directories for publishing on the internet; compilation of information into computer databases; compilation of statistics; cost price analysis; dissemination of advertising matter; marketing research; Marketing services; on-line advertising on a computer network; Public opinion polling; pay per click advertising; presentation of goods on communication media, for retail purposes, namely, Providing television home shopping services in the field of general consumer merchandise; price comparison services; providing business information via a web site; provision of an on-line marketplace for buyers and sellers of goods and services; Providing commercial and business contact information; publication of publicity texts; publicity consultation; rental of advertising time on communication media; sales promotion for others; search engine optimization for sales promotion; systemization of information into computer databases; the bringing together, for the benefit of others, of clothing, footwear, accessories, furniture, household goods, personal care goods, food and beverage, excluding the transport thereof, enabling customers to conveniently view and purchase those goods from a general merchandise web site in the global communications network; updating and maintenance of data in computer databases; updating of advertising material; web site traffic optimization; financial auditing; financial statement preparation and analysis for businesses; administrative processing of insurance claims, namely, Tracking and monitoring insurance compliance for business purposes; promotion of insurance services, on behalf of third parties; information, advisory and consultancy services relating to the aforesaid services

Financial services via global communications networks, namely, financial services in the nature of providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; monetary services via global communications networks, namely, monetary exchange; financial electronic transaction services via global communications networks, namely, electronic credit card transaction processing; clearing and reconciling financial transactions electronically via global communications networks; payment administration services, namely, rent payment services provided via global communications networks; electronic foreign exchange services, namely, foreign exchange transactions; financial intermediary services, namely, facilitating the channeling of funds between lenders and borrowers by connecting those with a financial surplus with those having a financial deficit; providing services for making payment on prepaid cards via global communications networks, namely, Processing electronic payments made through prepaid cards; financial services for enabling transfer of funds and purchase of products and services offered by others, all provided via global communications networks, namely, electronic funds transfer by telecommunications; financial services, namely, microfinance lending services, provided using electronic user authentication via global communications networks; financial services, namely, ATM banking services, provided using electronic user authentication for electronic and wireless funds transfer, credit and debit card and electronic check transactions all via global communication networks; electronic transfer of funds via global communications networks; financial services, namely, operation and management of hedge funds, commodity pools and other collective investment vehicles, and trading for others of securities, options, futures, derivatives, debt instruments and commodities; financial risk management; financial planning; financial management; financial investment brokerage; financial data analysis; financial consultancy; financial asset management; tax advice, namely, Real estate services in the nature of tax appraisals; providing financial information; financial transaction services, namely, providing secure commercial transactions and payment options; financial strategy consultancy services, namely, creating personalized strategies for achieving financial independence; financial services relating to the provision and structuring of capital, namely, raising debt and equity capital for others; financial services, namely, wealth management services; credit and loan services; financial consultancy relating to loans; financing and loan services; instalment loans; loan financing; loans against securities, namely, providing loans secured by commercial paper; providing personal loans; provision of commercial loans, namely, bank loaning services; provision of consumer loans, namely, financing loans for consumers; provision of loan and credit facilities, namely, credit and loan services; revolving loan services; insurance administration; insurance advice being insurance consultation; insurance brokerage; insurance consultancy; insurance management services, namely, Insurance risk management; reinsurance services, namely, reinsurance underwriting; banking; paperless electronic banking services; electronic banking via a global computer network being internet banking; investment banking services; merchant banking services; on-line banking; personal banking services; private banking services; telephone banking services; banking services relating to the deposit of money; bank account services, namely, Providing bank account information by telephone; processing payments for the purchase of goods and services via an electronic communications network, namely, Processing of debit card payments; electronic payment services, namely, Electronic foreign exchange payment processing; payment processing services, namely, Tax payment processing services; electronic wallet payment services, namely, Processing of electronic wallet payments; facilitating electronic payment via software, namely, Bill payment services provided via an electronic wallet; electronic money services, namely, Electronic transfers of money; bill payment services; raising of capital for business acquisitions and mergers being Financial services in the nature of raising debt and equity capital for others; financial advisory services relating to business acquisitions and mergers; information, advisory and consultancy services relating to the aforesaid services

Services for communication by electronic means, namely, communication by electronic computer terminals; services for communication by wireless means, namely, Wireless broadband communication services; internet communication services, namely, Providing voice communication services via the Internet; telecommunication services via computer network in relation to the communication of information between data banks, namely, Digital network telecommunications services; electronic bulletin board services being telecommunications services; transmission of electronic mail; providing telecommunications connections to a global computer network; information about telecommunication, namely, Providing information in the field of telecommunications; telecommunications consultancy being telecommunications consultation; computer aided transmission of messages and images; transmission of digital files; providing internet chatrooms; providing online forums for transmission of messages among computer users; streaming of data; streaming of digital media content for others on the Internet; teleconferencing services; wireless broadcasting; transmission of news; providing access to databases; providing user access to global computer networks; rental of access time to global computer networks; providing on-line communications links which transfer the web site user to other local and global web pages; providing telecommunication channels for teleshopping services; telecommunication services relating to commerce, namely, Providing telecommunication channels for teleshopping services; telecommunication services relating to electronic payments, namely, Transmission of electronic payments information on optical telecommunication networks; telecommunication services relating to wireless payments, namely, Transmission of wireless payments information on optical telecommunication networks; providing online entertainment forums; wireless broadband communication services between data banks; information, advisory and consultancy services relating to the aforesaid services

Cloud computing featuring software for use in electronic banking and electronic payments; computer programming; computer security consultancy; computer software consultancy; computer software design; computer system design; computer systems integration services; computer technology consultancy; computer virus protection services; conversion of data or documents from physical to electronic media; data conversion of computer programs and data, not physical conversion; data encryption and decoding services; design and development of computer programs for mobile phones; design and development of computer software for computers; diagnosis of faults in computer programs, namely repair of computer software; hosting of computer web sites for others; Software as a service (SAAS) services, namely, hosting software for use by others for use in electronic banking and electronic payments; maintenance of computer software relating to computer security and prevention of computer risks; outsource service providers in the field of information technology; providing information relating to computer technology and programming via a web site; providing search engines for the internet; providing temporary use of on-line non-downloadable authentication software for communications with computers via global communication network; providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable software for processing wireless payments; providing temporary use of online non-downloadable e-commerce software for performing electronic transations; server hosting; software as a service (SAAS) services featuring software for use in electronic banking and electronic payments; technological consultancy, namely, computer technology consultancy; telecommunications technology consultancy; troubleshooting of computer software problems; updating of computer software relating to computer security and prevention of computer risks; web site design consultancy; web site design; providing temporary use of non-downloadable software for analyzing financial data and generating reports; electronic monitoring of credit card activity to detect fraud via the internet; information, advisory and consultancy services relating to the aforesaid services