Downloadable mobile applications; software and applications for mobile devices; downloadable mobile applications for the transmission of data; electronic purses, namely, smartcards embedded with microchips to facilitate electronic payments, and chip cards; credit cards; charge cards; cash cards; debit cards; electrical and electronic apparatus all for use with bank card, credit card and charge card transactions; electronic apparatus for encoding, reading or verifying encoding cards or data carriers in the nature of cards; apparatus for storage and retrieval of data; computer software; computer hardware; downloadable software in the form of mobile applications, software downloadable from the Internet and wireless devices, downloadable software for conducting, managing and monitoring banking, loyalty and promotional programs via mobile phones, global data networks or the Internet; downloadable software for the conducting and management of payments via mobile phones, global computer networks or the Internet, downloadable software for the administration and management of databases; downloadable software for the conducting and management of cash flow forecasting via mobile phones, global computer networks or the Internet, downloadable software for the administration and management of databases; computer databases; accessories, parts and fittings for the aforesaid goods

Business management; business administration; economic forecasting for business purposes

Banking and financial services, including deposit-taking and storage of valuables; automated banking services; automated payment of accounts; credit services; consumer, commercial and mortgage lending; current accounts, savings and investment accounts, bank card, credit card, debit card, charge card and cash card services; money transfer services; direct banking process services; business to business cash settlement services; bill payment services and banking account management services; provision of information relating to banking accounts; provision of statements of banking accounts; provision of banking services via the telephone, the Internet and interactive television; money transmission; issue of letters of credit and guarantees; cash management services; cash processing; on-line banking services; foreign exchange services; issue of travellers cheques and euro cheques; electronic banking and funds transfer services; money transfer services; electronic money transfer services; financial leasing; financial planning, advice, research and report services; financial affairs; monetary affairs; banking, financial and insurance services, including on-line; banking services and financial services provided via a global computer network