Recorded content in the nature of recorded computer operating programs; electronic databases in the field of user identification data for authorizing access to financial, insurance and e-commerce services and internet portals recorded on computer media; downloadable electronic databases featuring financial management information recorded on computer media; electronic memories; downloadable electric and electronic publications in the nature of directories in the field of user identification data for authorizing access to financial, insurance and e-commerce services and internet portals; pre-recorded magnetic data carriers featuring personal financial information; downloadable computer software and computer programs, in particular for providing mobile cashless payment transactions, financial transactions, financial and monetary affairs, financial matters and financial management; computer software and programs downloadable from the internet for managing personal identification data; downloadable computer applications software for portable communications apparatus in the nature of mobile phones and handheld computers, namely, software for use in database management, and use in electronic storage of data; downloadable application software for mobile phones for processing administrative procedures online; downloadable interface software for enabling data exchange between computer programs; downloadable computer programs for accessing and using the internet for signing into internet portals, e-commerce and m-commerce offerings and for cashless payment transactions; downloadable computer programs for use in telecommunications in particular for accessing internet portals, e-commerce and m-commerce offerings; downloadable computer utility programs for file management and file compression; downloadable computer software for database management; downloadable computer software for data processing, data transmission, the searching and retrieval of data and for database management also downloadable; downloadable data communications software; downloadable privacy software, in particular software enabling secure data storage and retrieval of data and transmission of confidential customer data; downloadable computer software for authorizing access to data bases; downloadable computer software for creating searchable databases of information and data; downloadable computer software for accessing information directories; downloadable software for computers and portable communication devices to enable single sign-on and general login; downloadable software for e- commerce over a global communications network; downloadable software for the management of customer data; downloadable authentication, verification and identification software; downloadable computer encryption and decryption software; digital certificates in the nature of authentication, verification and identification downloadable software for authenticating user identification; downloadable computer software for processing digital signatures; downloadable software for facilitating secure credit card transactions; downloadable computer software for the display, storage and transmission of information referring to payment cards, personal identification and accounting information, transaction and financial information; downloadable software and applications for portable communication devices and for computers to enable and administer payments, banking, electronic monetary transfer, credit balance, the authentication of transactions, the verification of documents and the identification of people, the forwarding of accounts and payments; downloadable software and applications for portable communication devices and for computers to enable encryption and decryption services; downloadable computer communication software to allow customers to access bank account information and transact bank business; biometric identification systems consisting of biometric identification apparatus; downloadable computer software for biometric systems for the identification and authentication of persons; facial recognition software; speech and voice recognition software; downloadable computer software for interpreting fingerprints or palm prints; credit screening software; software and applications for portable communication devices and for computers for electronic processing and transferring of billing data; computer hardware and downloadable computer software for simplifying electronic financial payment transactions via wireless networks, global computer networks and mobile communication devices; computer hardware and computer software for electronic apparatus and devices for receiving, processing, monitoring, storing, evaluating, displaying and transferring of biometric and geographic data and information; downloadable software for cashless payment transaction services by telephone, via digital communication devices, the internet and television connection or at the point of sale, including by means of near field communication (NFC) or a two-dimensional code in the form of a square matrix of black and white dots representing encoded data in binary form (QR codes) or a bar code system; downloadable software and applications for portable communication devices and for computers that store customer account information to access coupons, vouchers, voucher codes and discounts at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable software and applications for portable communication devices and for computers that allow users to access coupons, vouchers, voucher codes, discounts, price-comparison information, product reviews, links to the retail websites of others and discount information; software for digital authentication of vouchers and coupons; downloadable software for portable communication devices that detects QR-codes and bar codes on digital or non-digital surfaces, including QR codes or bar codes on posters, the internet, screens and/or printed or electronic bills; downloadable application software allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, discounts, reductions, vouchers and special offers; downloadable application software allowing merchants to deliver coupons, discounts, reductions, vouchers and special offers directly to the mobile communication devices of consumers delivered by contactless RFID communication or NFC technology; magnetic cards being computer software for authentication and management of financial accounts; downloadable computer software for scanning images and documents; downloadable software for electronic card readers for authentication and management of financial accounts; computer software for the remote control of security apparatus; apparatus for recording, transmitting and reproducing of data, including audio and images; encryption apparatus; data storage devices, namely, high-speed storage subsystems for storage and backup of electronic data either locally or via a telecommunications network; prerecorded CDs, DVDs, HD DVDs, UHD discs featuring personal financial information; blank USB flash drives; data processing programs recorded on machine- readable data carriers; authentication servers; electronic and magnetic id cards for use in connection with payment systems; magnetic cards bearing electronically recorded data; magnetic cards encoded with security features for authentication and identification purposes; electronic or magnetic coded cards, in particular, bank cards, cash cards, loyalty cards, payment cards, debit cards, gift cards (all electronically encoded); magnetically encoded credit, debit, and charge cards for use in point of sale transactions; labels with machine-readable codes carrying magnetically and electronically encoded information for electronic authentication, authorization, verification and certification; coded identification strips in the nature of cards encoded with security features for identification purposes; electronic encryption units; magnetic coded card readers; voucher reading machine electrical apparatus; electronic card readers; image scanners; data collection apparatus as downloadable software; encryption apparatus, namely, blank USB flash drives and data storage drives enabling encryption of hard drives and software programs; digital input and output scanners; biometric identification apparatus for authentication, verification and identification; speech recognition apparatus in the nature of audio speakers and microphones with integrated voice recognition software; projected capacitive touch sensors; image analyzers in the nature of scanners and downloadable software for face recognition and document recognition; data processing terminals for authentication, authorization, verification, and certification; electronic coding apparatus in the nature of electronic coding units and bar code readers; electronic apparatus, namely, computers, for tracking, management and analysis of financial accounts via a global computer network; electronic apparatus for checking the authenticity of bank cards, credit cards, debit cards, loyalty cards, coupons and payment cards, namely, electronic card readers; data processing equipment, namely, couplers; bar code readers; calculators; electronic ticket dispensers; electronic payment terminals, money dispensing and sorting devices in the nature of cash dispensers; secure terminals for electronic transactions; peripherals adapted for use with computers; computers and computer hardware; magnets, magnetizers and demagnetizers; glasses, sunglasses and contact lenses; corrective eyewear; safety, security, protection and signaling devices, namely, burglar, security and fire alarms; alarms and warning equipment, namely, alarm central units and sound alarms; electronic access control devices in the nature of access control systems for authentication, authorization, verification and certification; computer hardware for signal processing of audio and video; biometric fingerprint readers; apparatus, namely, card readers and computers, for verifying data on magnetically encoded cards; navigation, guidance, tracking, targeting and map making devices, namely, GPS tracking and navigation devices; computer hardware and computer software for the collection and the process of positioning data; wireless controllers to remotely monitor and control the function and status of security systems

Advertising, marketing and promotional services; advertising for others via wireless networks, mobile telecommunication apparatus or a global computer network; public relations services; product demonstration and presentation of products to the public; arranging and conducting of trade fairs and exhibitions for commercial and advertising purposes; providing loyalty, incentive and bonus program services in the nature of providing incentive award programs for customers and employees through the distribution of prepaid stored value cards, the issuance of loyalty coupons and the issuance and processing of loyalty points for the purpose of promoting and rewarding loyalty; management of loyalty cards, bonus programs, vouchers and coupons for others; promoting the sale of goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit, bank, cash, loyalty, voucher and payment cards through means of wireless networks, mobile telecommunications devices or global computer networks; business administration of consumer loyalty programs and consumer loyalty gratification schemes via wireless networks, mobile telecommunication apparatus and global computer networks for marketing purposes; provision of advertising space, time and media; distribution of advertising, marketing and promotional material; advertising, marketing and promotional consultancy, advisory and assistance services; commercial trading and consumer information services, namely, retail and wholesale store services featuring computer software and hardware, authentication apparatus, electric and electronical apparatus for enabling and administering payments, banking, electronic monetary transfer, credit balance, the authentication of transactions, the verification of documents and the identification of people and the forwarding of accounts and payments, apparatus for reading biometric data, apparatus for reading coded credit, bank and other payment cards; commercial and consumer information services, namely, auctioneering services, rental of vending machines, provision of commercial and business contact information, collective buying club services, arranging business competitions for businesses to compete for seed capital, business marketing support, and business technology support, namely, software solutions to facilitate business activities, import and export services, negotiation and conclusion of commercial transactions and negotiation of business contracts for the providing of services in the field of financial transactions and monetary affairs, ordering services, price comparison services, procurement services for others, and subscription services; business assistance, management and administrative services; accountancy, book keeping and auditing; administrative data processing; computerized file management; computerized business information processing services; business information services relating to data processing; data processing for verification purposes; consultancy relating to data processing; computerized data management; data processing; consumer data search in computer files for others for business purposes, namely, for authentication, authorization, verification, and certification; data compilation for others for business purposes; data management services for authentication, verification and identification purposes; services comprising the composition of statistical data; compilation of statistics; processing of business survey results; compilation and systematization of information about transactions and data in computer databases to enable user authentication for payment services; business management consultancy for companies regarding the implementation, operation and marketing of solutions for electronic payment transactions; clerical services; document reproduction; maintaining a registry of information in the field of personal data for use in authentication, verification and identification procedures, in particular authentication, verification and identification via single-sign- on and general log-in; business consultancy and advisory services; business management consultancy related to the use and administration of information technology, in particular related to information technology for secure performance of electronic cash transactions and electronic payment services via public computer networks and mobile communication apparatus; preparation of market reports; business consultancy regarding the organization of or participation in customer loyalty, bonus, coupon, voucher or reward programs; rental of office machines; business consultancy regarding the development, implementation and organization of single sign-on access and general login access to offers made via the internet, online stores and other electronic and mobile commerce offerings; business analysis, research and information services for authentication, authorization, verification, and certification; market research services, in particular tracking, analyzing, forecasting and reporting cardholder purchase behavior; market analysis services relating to the sale of goods; collection and systematization of business data, namely, customer's personal and transaction data, in computer databases; financial records management; drawing up of business statistical information; financial accounting, namely, documenting, compilation, and verification of customer's transaction data; business invoicing services

Insurance underwriting; insurance brokerage and assisting in insurance brokerage; consulting and information concerning insurance matters, namely, authentication, authorization, verification, and certification of customer data and customer identity; computerized information services about personal consumer data relating to insurance relating to the verification of data provided by consumers; financial risk assessment, appraisals and evaluations for insurance purposes; real estate brokerage services; pawn brokerage; issuance of prepaid cards and tokens of value; safe deposit box services; financial and monetary services, and banking, in particular for enabling of financial transactions via single sign-on access and general login access; financial advisory services in the field of banking, payment, credits, account debiting, access to credit balance; debt recovery and factoring services; computerized debt collection services; financial investment fund transfers and transactions, and payment services, in particular via electronic communication networks and mobile telecommunications devices; banking and financing services, in particular by using an authentication, verification and identification software to ensure secure electronical payment services via the internet and mobile communication devices; financing services via telephone, a worldwide computer network or the internet; authentication, authorization and conducting of financial transactions, in particular online financial transactions for the settlement of purchases made via the internet; arranging and conducting of financial transactions, namely, financial contracts by third parties concluded online; processing of electronic payments, namely, electronic fund transfers; processing payments made with loyalty, credit, bank, cash, voucher and payment cards, in particular online (e-commerce) and via portable communication devices m-commerce; financial advisory services related to credit cards, debit cards, stored value and prepaid cards; financial services in the nature of processing transaction payments for the purchase of goods and services via an electronic communications network; electronic processing of electronic payment transactions via the internet; online banking; electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic funds transfer; account debiting services; electronic debit transactions; financial and monetary transaction services, namely, providing secure commercial payment transactions; financial consultancy relating to the execution of cashless payment transactions; funds transfer and foreign exchange transfer via electronic communication networks; online financial transactions services, namely, providing secure commercial transactions and payment options online; bill payment services provided via wireless telecommunications apparatus and devices; verification of financial information, namely, payment verification and funds verification; arranging of bill payment services via mobile devices and the internet; bill payments made via a website; conducting cashless financial payment transactions without the use of payment cards by means of establishing (cloud-based) secure accounts that store consumer data for cashless payment of goods and services via telephone, global computer networks, mobile communication devices, the internet and television connection or at the point of sale, including by means of near field communication (NFC) or a QR code or bar code system; bank account services; financial information, namely, customer profiles and related financial transactions and flow of money in the field of cashless payment transactions; financial services related to secure electronic money transactions via public computer networks and mobile communication devices for enabling electronic commerce, namely, authentication, authorization, verification, and certification of transactional data to allow a transaction to proceed; electronic processing of payments; financial authorization via single sign-on and general login for allowing of the processing of financial transactions or for confirmation of financial transactions; financial services, namely, the provision of contactless mobile payment transactions through merchants at retail, online and other points of sale; providing cashless bill payment transaction services via digital trading of vouchers and coupons and via digital authentication of vouchers and coupons; bill payment services, check cheque verification, cheque encashment services; currency trading and stock trading; securities trading services and stock debenture brokerage; currency trading; financial services, namely, authentication, authorization, verification, and certification of customer and transactional data, for the purchase of real estate; financial analysis services for the support of retail services provided on-line, through networks and other electronic systems using electronically digitalized information; financial information and consultancy services and provision of financial data, in particular via a secure global computer network; financial appraisal services; financial rating and provision of credit reports as business credit reporting services; financial planning services; financial evaluation services and risk management services for others in the field of consumer credits

Telecommunication services, in particular computer communication services and internet access provider services; telecommunication provision of access to content, websites and portals; providing telecommunication access to databases in the internet and transmission of data via telecommunication, in particular in the field of authentication, verification and identification to ensure secure cashless payment transactions; electronic data interchange services; providing a single sign-on telecommunication access and a general login access to content, websites, internet portals, e-commerce and m-commerce offerings; computerized data transfer by telecommunication; audiovisual and digital communication services, namely, providing telecommunication connectivity services for transfer of images, audio, visual, audiovisual and multimedia works; providing telecommunication access to a worldwide computer network and to data in computer networks; providing telecommunications connections to a global computer network; provision of telecommunication access and links to computer databases and to the internet; provision of telecommunication access to data via the internet; providing user telecommunication access to platforms on the internet; providing telecommunication access to on-demand video and audio platforms and to electronic market- places; telecommunication transmission of data, audio, video and multimedia files; providing telecommunication access to telecommunication channels for teleshopping, e-commerce and m-commerce; computer- aided transmission of messages, data, information and pictures; streaming audio and video material on the internet; electronic transmission of data in the nature of machine- readable codes that are displayed on a mobile device display screen and transmitted over a global remote data processing network, including the internet; transmission of and providing telecommunication access to information from a computer database or via the internet in the field of financial services; computerized communication services, namely, electronic transmission of data and documents among users of computers; internet-based telecommunication services; computerized telephony services; voice over internet protocol VoIP communication services; transmission of electronic mail; telephone and mobile telephone services, namely, transmission of text messages and information via smartphones; provision and rental of telecommunications facilities and equipment; Providing third party users with telecommunication access to telecommunication infrastructure

IT services, namely, development, programming and implementation of software, in particular software related to the provision, execution and processing of accounting systems and cash flows on the internet and/or via electronic communication networks; computer programming; updating and maintenance of computer software and programs; programming and installation of software and database software; updating and maintenance of software and databases systems; design, development, implementation and maintenance of computer software and programmes for data processing; design, development, implementation and maintenance of software for computers and portable communication devices to enable single sign-on and general login; design, development, implementation, updating and maintenance of software for receiving, processing, monitoring, storing, evaluating, displaying and transmitting of biometric and geographic data and information; updating and adapting of computer programs according to user requirements; development, programming, implementation, updating and maintenance of software for database management; computer programming services for data warehousing; development of computer databases and maintenance of computer software for databases; programming of data processing equipment; creating and designing website-based indexes of information for others as information technology services; design and development of software in the field of mobile applications; design and development of operating software for accessing and using a cloud computing network; design, development, installation, updating and maintenance of software for secure cashless payment transactions via telephone, digital communication apparatus, the internet, television connection or at the point of sale, including by means of near field communication or a two-dimensional code in the form of a square matrix of black and white dots representing encoded data in binary form (QR codes) or a bar code system; design, development, installation, updating and maintenance of authentication, verification and identification software; development, installation, maintenance and updating of software for mobile devices that detects QR codes and bar codes on digital or non-digital surfaces, including QR codes or bar codes on posters, the internet, screens and/or printed or electronic bills; design, development, installation, maintenance and updating of downloadable computer programs and application software for mobile devices that allow users to access coupons, vouchers, voucher codes, discounts, price-comparison information, product reviews, links to the retail websites of others and discount information; design, development, maintenance and updating of downloadable computer programs and application software for mobile terminals that allow users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; provision of on-line support services for computer program users; consultancy relating to the design and development of computer programs; computer software research; programming and maintenance of websites in particular related to payment services; programming and maintenance of computer software for internet portals and platforms, in particular related to payment services; computer hardware development; advice relating to the design of computer hardware; development of computer peripherals; IT services, namely, hosting services as websites for others, software as a service (SaaS) for authentication, authorization, verification, and certification of customer and transactional data and rental of software; consulting in the field of cloud computing networks and applications; consultancy services relating to software rental; providing temporary use of on-line non-downloadable software for database management and the transmission, processing and management of data; providing temporary use of non-downloadable software for analyzing financial data and generating reports; providing online non-downloadable authentication, verification and identification software for computers and mobile communication apparatus, in particular to enable single sign-on and general login; providing temporary use of non-downloadable software for recalling and managing of financial customer data via a worldwide computer information network or the telecommunication network; providing temporary use of non-downloadable online software for computers and applications for mobile devices for the processing of electronic payments and financial transactions; providing temporary use of non-downloadable software and non-downloadable application software for the managing, locating, activating and blocking of authentications and digital credentials; providing electronic memory space on the internet and search engines for obtaining data from a global computer network; data warehousing; data back-up services; application service provider (ASP) services, namely, hosting computer software applications for others; electronic data back-up; electronic storage services for archiving databases, images and other electronic data; computerized temporary electronic business information storage; electronic storage of transaction information and data for authentication of users for payment services in central databases; off-site data backup; hosting of databases, computerized data, files, applications and information for others; hosting of digital content and memory space on the internet for others; website hosting, in particular related to payment services for others; software as a service (SaaS), in particular featuring software for providing cashless payment transactions; rental of computer software, in particular rental of database software, software for reading a data stream and for financial management software; rental of database management software and data processing programmes; rental of computer hardware and facilities; computer rental; data security consultancy services; rental of a database server to third parties; rental of coding apparatus; IT consultancy, advisory and information services; computer security consultancy; technical consultancy services in the field of secure communication, data encryption and decryption and local area network (LAN) security; research and advisory services relating to computer hardware and software; provision of technical support in the configuration and monitoring of computer networks; technical advisory services relating to design and development of data processing programs; preparation of reports relating to computer programs relating to electronic data processing for the purpose of providing technical support services for troubleshooting of computer software problems; IT security services in the nature of protection and recovery of computer data; computer security services, namely, testing and risk assessment of computer networks; provision of security services for computer networks, computer access and computerized transactions; computer programming services for electronic data security; computer security services in the nature of administering digital certificates; data security services, namely, firewalls; electronic monitoring of credit card activity to detect fraud via the internet; monitoring of computer systems for detecting unauthorized access or data breach, in particular relating to electronic payment transactions; electronic monitoring of personal data to detect identity theft via the internet; duplication of computer programs and the data contained therein and conversion services, data coding services; data encryption and decoding services; digitization of documents, namely, scanning of documents; encoding of magnetic cards; coding of messages; conversion of computer programs and data, other than physical conversion; conversion of data, pictures or documents from physical to electronic media; encryption, decryption and authentication of information, messages and data; scientific and technological services in the field of online data protection; testing, authentication of digital certificates and quality control for others; authentication and verification of data, in particular for payment transactions for security purposes, namely, electronic verification services using technology to authenticate user identity; computer security services in the field of authentication and verification of information and news transferred by telecommunication; services related to the authentication of digital signatures, namely, provision of smart contracts with verified signatures of the parties; computer security services in the field of verification, authentication, issuance, distribution and management of digital certificates that contain specific characteristics of persons and objects; computer security services, namely, providing encrypted and digitally signed and authenticated data for use in issuance and validation of digital certificates, in particular in the field of document authentication; design services, namely, design of test tools for developing computer software and computer programs for secure data transmission; technical research relating to automatic identification systems; testing, analysis and evaluation of electronic data transmitted via telecommunications for the purpose of certification; design services; information on data storage in the field of cashless payment transactions; rental, hire and leasing in connection with the aforesaid services, included in the class

Security services, namely, providing executive protection and security guard services; security clearance for individuals in the nature of conducting personal security clearance background investigation; providing reconnaissance and surveillance services; fingerprinting analysis; providing authentication of personal identification information as identification verification services for consumers in the nature of conducting personal security clearance background investigation; security guard services; information services relating to private and public safety; security inspection services for others in the nature of anti-counterfeiting consulting in the field of document authentication, namely, control of the authenticity of passports, identification cards and other personal paper of identity; personal background investigations; security guard services for the protection of property and individuals; security inspection services for others, namely, inspection of personal identities to protect against fraud, tampering, and diversion, and to ensure the integrity of genuine documents; monitoring of security alarm systems; personal and social services, namely, detective services, personal and social services regarding individual needs, namely, background investigation services; legal services; licensing of computer software as legal services; licensing industrial property rights; licensing of legally protected databases; licensing of software for wireless communication systems; licensing of technology that is protected by contracts or by the laws of the United States of America or its individual state laws; licensing of data processing programs