Data encryption and security apparatus, namely, external computer hard drives featuring software for data encryption; magnetic payment cards; magnetically encoded credit and debit cards and blank smart programmable cards; apparatus for verifying data on magnetically encoded cards, namely, electronic card readers; electronic scanning apparatus for documents, namely, portable scanners, infrared scanners and digitizing scanners; computer hardware and software for funds management and processing financial transactions; computer software for authorising access to data bases and stored information; mobile telephone software for funds management and processing financial transactions; mobile data receivers for the secure registration, transfer, processing and reproduction of sounds, images or data; apparatus for guarding data communication systems against unauthorised access, namely, electronic card readers; computer software to facilitate online payments, namely, computer software for encryption and transmission of financial data; electronic payments software, namely, software for transmission of financial data between secured bank accounts; computer software and hardware for processing electronic payments and managing expenses; computer software designed for and specific to the financial and business sectors, namely, computer software for encryption; apparatus for processing card transactions and data relating thereto, payment processing and managing expenses, namely, electronic card readers; computer software and hardware for transferring money and financial funds; software for authenticating online payments; downloadable smartphone software applications for management of finances; application software for mobile devices, wireless devices and cloud computing services for management of finances; Structural parts and fittings for the aforesaid goods

Advertising and promotional services; marketing services; compilation, production and dissemination of advertising matter; business planning; business assistance and management services; business administration services; business networking services; providing office functions; business management assistance services; customer services, namely, responding to business inquiries for others in the field of banking via telephone or other electronic means; business investigations and surveys; business relocation services; bookkeeping and accounting services; tax assessment preparation; preparation and completion of income tax returns; advice on tax preparation; accounting services relating to tax planning, and consultancy related thereto; business consultancy and advisory services; provision of business information relating to accounts, namely, receivable billing services; provision of statements of account, namely, preparation of financial statement; credit and debit card registration, business administration assistance and secretarial services for companies; document reproduction services; data processing services; computerised financial record keeping, accounting and database management services; compilation of data for business purposes relating to goods for purchase; rental of advertising space; arranging and administration of exhibitions for commercial or advertising purposes; organising of draws and competitions for promotional and advertising purposes; user incentive schemes relating to the use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards, financial cards and purchase cards, namely, promoting the sale of credit card accounts through the administration of incentive award programs; organisation and management of discount card loyalty schemes, namely, business administration of consumer loyalty programs; consultancy, information and advisory services relating to all of the aforesaid services, namely, business consultancy, advice and information

Insurance consultancy services; financial transaction, information and consultation services; private banking services; monetary affairs, namely, financial information, management and analysis services; online banking services; telephone banking services; banking services provided in person, over the counter in bank branches, via telephone, video call, electronic mail messaging, SMS, online chat systems including webchat and social media, the Internet or other global communication network; financial transaction and banking services provided via a branch network; financial management, trust administration and personal property valuation services; financing and procurement of financing, namely, financing services; financial loan advisory services; loan procurement services, namely, consumer lending services; mortgage, banking, investment management, trustee and financial advisory services, namely, financial advice and consultancy services; deposit taking, savings, investment, mortgage and real estate agency services, namely, banking services featuring the provision of certificates of deposit, savings account services, investment account services, mortgage issuing services and real estate financing; financial administration services, namely, administration of transactions involving funds drawn from securities, stocks, funds, equities, bonds, cash, or other types of financial investments in retirement plans using a credit or debit card over a global data network; financing services for securing of funds; pension fund administration, namely, financial administration of employee pension plans; financing services for the securing of funds for others and for the financing and arranging of loans; services for the financing of home loans; financial valuation of chattels in the nature of personal property; financial nominee services, namely, services of a stock broker; stock broking services; pension fund services, namely, financial administration of employee pension plans; public and private equity financing; financial services, namely, investment funds transfer services; brokerage agencies for insurance and credit, namely, insurance and financial investment brokerage services; management of wealth; issuing of traveller cheques; credit card, charge card, cash card, cheque guarantee card, purchase, payment and debit card services, namely, banking services, credit card authorization services and electronic payment services; financial planning and investment advisory services; provision of finance, money exchange and money transmission services, namely, electronic transfer of funds; real estate appraisals, brokerage, leasing, management and valuations; rent collection; credit card authorization services; issuance of tokens of value for use in loyalty schemes; tax planning services; information, advisory and consultancy services relating to the aforementioned services, namely, financial consultancy

Telecommunications services relating to electronic commerce and banking, namely, data transmission and reception services via telecommunications means; Internet communication services, namely, data transmission and reception services via telecommunications means; electronic mail services, namely, transmission of electronic mail; receipt and/or delivery of messages, documents and other data by electronic transmission, namely, data transmission and reception services via telecommunication means; receipt and/or delivery of messages, documents and other data via the Internet, namely, data transmission and reception services via telecommunication means; video messaging services; video telephone services; video transmission over digital networks; provision of electronic communication links which transfer the web site user to other local and global web pages; providing Internet access to computer servers, databases and networks; providing access to the Internet; provision of electronic telecommunications connections and access to the Internet; providing online chatrooms for the transmission of messages and multimedia content among users concerning financial advice; instant messaging services; leasing of access time to databases, namely, providing access to databases; telecommunication gateway services; consultancy, information and advisory services relating to all the foregoing, namely, telecommunications consultation

Scientific and technological services and research and design relating thereto, namely, scientific research and development; design and development of computer hardware and software; computer software and programming services, namely, computer programming services; computer project management services; computer system development services; lease, hire and rental of computer equipment, hardware, software and programs; design of web sites; creating and maintaining websites for others; hosting the websites of others; data encryption services; identification, authorisation, authentication and verification of data in the nature of data security services, namely, data encryption and decoding services; electronic signature verification and authorisation services; digital signature verification and authorisation services; data security services, namely, data encryption and decoding services; computerised and electronic data storage services; consultancy, information and advisory services relating to all the foregoing, namely, computer software consultancy