Recorded content in the nature of recorded computer operating programs; electronic databases in the field of user identification data for authorizing access to financial, insurance, and e-commerce services and internet portals recorded on computer media; electronic databases featuring financial management information recorded on computer media; electronic memories; downloadable electric and electronic publications in the nature of directories in the field of user identification data for authorizing access to financial, insurance, and e-commerce services and internet portals; pre-recorded magnetic data carriers featuring personal financial information; computer software and computer programs, in particular for providing mobile cashless payment transactions, financial transactions, financial and monetary affairs, financial matters and financial management; computer software and programs downloadable from the internet for managing personal identification data; computer applications software for portable communications apparatus in the nature of mobile phones and handheld computers, namely, software for use in database management, and use in electronic storage of data; downloadable mobile application software for mobile phones for processing administrative procedures online; interface software for enabling data exchange between computer programs; computer programs for accessing and using the internet; computer programs for use in telecommunications in particular for accessing internet portals, e-commerce and m-commerce offerings; computer utility programs for file management and file compression; computer software for database management; downloadable computer software for data processing, data transmission, the searching and retrieval of data and for database management; data communications software; privacy software, in particular software enabling secure data storage and retrieval of data and transmission of confidential costumer data; computer software for authorizing access to data bases; computer software for creating searchable databases of information and data; computer software for accessing information directories that may be downloaded from the global computer network; software for computers, televisions, and portable communication devices in the nature of mobile phones and tablet computers to enable single sign-on and general login for accessing personal financial information, internet portals and e-commerce transactions; software for e-commerce to allow users to perform electronic business transactions over a global communications network; software for the management of customer data; authentication, verification and identification software for authenticating user identification and verifying documents; computer encryption and decryption software; digital certificates in the nature of authentication, verification and identification software for authenticating user identification; computer software for processing digital signatures; software for facilitating secure credit card transactions; computer software for the display, storage and transmission of information referring to payment cards, personal identification and accounting information, transaction and financial information; software for computers and mobile applications for portable communication devices in the nature of mobile phones and tablet computers to enable and administer payments, banking, electronic capital transfer, credit balance, the authentication of transactions, the verification of documents and the identification of people, the forwarding of accounts and payments; software for computers and mobile applications for portable communication devices in the nature of mobile phones and tablet computers to enable encryption and decryption services; computer communication software to allow customers to access bank account information and transact bank business; biometric identification systems consisting of biometric identification apparatus; computer software for biometric systems for the identification and authentication of persons; facial recognition software; speech and voice recognition software; computer software for interpreting fingerprints or palm prints; credit screening software; software for computers, televisions and mobile applications for portable communication devices in the nature of mobile phones and tablet computers for electronic processing and transferring of billing data; computer hardware and computer software for simplifying electronic financial payment transactions via wireless networks, global computer networks and mobile communication devices in the nature of mobile phones, handheld computers and tablet computers; computer hardware and computer software for electronic apparatus and devices in the nature of mobile phones and computers for receiving, processing, monitoring, storing, evaluating, displaying and transferring of biometric and geographic data and information; software for cashless payment transaction services by telephone, via digital communication devices in the nature of mobile phones, the internet and television connection and at the point of sale, in particular by means of near field communication (NFC) and a two-dimensional code in the form of a square matrix of black and white dots representing encoded data in binary form and a bar code system; software for computers and mobile applications for portable communication devices in the nature of mobile phones and for tablet computers and handheld computers that store customer account information to access coupons, vouchers, voucher codes and discounts at retailers and to obtain loyalty and monetary rewards that can be credited to their accounts; software for computers and mobile applications for portable telecommunications devices in the nature of mobile phones and for tablet computers and handheld computers that allow users to access coupons, vouchers, voucher codes, discounts, price-comparison information, product reviews, links to the retail websites of others and discount information; software for digital authentication of vouchers and coupons; software for portable communication devices in the nature of mobile phones that detects a two-dimensional code in the form of a square matrix of black and white dots representing encoded data in binary form and bar codes on digital and non-digital surfaces, in particular two-dimensional codes representing encoded data in binary form and bar codes on posters, the internet, screens and printed and electronic bills; computer application software allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, discounts, reductions, vouchers and special offers; computer application software allowing merchants to deliver coupons, discounts, reductions, vouchers and special offers directly to the mobile communication devices of consumers delivered by contactless RFID and NFC communications; magnetic coded cards being computer software for authentication and management of financial accounts; computer software for scanning images and documents; software for electronic card readers for authentication and management of financial accounts; computer software for the remote control of security apparatus; encryption apparatus in the nature of electronic encryption units; prerecorded CDs, DVDs, high definition DVDs, ultra high definition digital discs featuring personal financial information; magnetic data carriers bearing recorded software featuring personal data for authorizing access to financial, insurance and e-commerce services and internet portals; blank magnetic computer tapes for memorizing software programs; data processing programs recorded on machine-readable data carriers for authentication and management of financial accounts; computer authentication servers; electronic and magnetic ID cards for use in connection with payment systems; cards bearing electronically recorded data, namely, magnetically encoded charge and identity cards; cards encoded with security features for authentication and identification purposes; electronic and magnetic coded cards, in particular magnetically encoded blank bank cards for issuance by financial institutions, cash charge cards, loyalty rewards cards, payment charge cards, debit cards, gift cards; encoded cards for use in point of sale transactions in the nature of magnetically encoded debit, credit, and charge cards; labels with machine-readable codes carrying magnetically and electronically encoded information; coded identification strips in the nature of cards encoded with security features for identification purposes; magnetic coded card readers; electronic voucher reading machines; biometric identification apparatus for authentication, verification and identification; speech recognition apparatus in the nature of audio speakers and microphones with integrated voice recognition software; image analyzers in the nature of scanners and software for face recognition and document recognition; data processing terminals in the nature of point-on-sale terminals; electronic coding apparatus in the nature of electronic coding units and bar code readers; electronic apparatus for tracking, management and analysis of financial accounts via a global computer network, namely, RFID readers; electronic apparatus for checking the authenticity of bank cards, credit cards, debit cards, loyalty cards, coupons and payment cards, namely, electronic card readers; bar code readers; calculators; ticket dispensers; electronic payment terminals, and money dispensing and sorting devices in the nature of cash dispensers; secure terminals for electronic transactions; magnets; eyeglasses, sunglasses and contact lenses; corrective eyewear; safety, security, protection and signaling devices, namely, burglar, security and fire alarms; alarms and warning equipment, namely, alarm central units and sound alarms; biometric fingerprint identification readers; apparatus for verifying data on magnetically encoded cards, namely, electronic card readers; navigation, guidance, tracking, targeting and map making devices, namely, GPS tracking and navigation devices; computer software for the collection and the processing of positioning data

Advertising, marketing and promotional services; advertising for others via wireless networks, mobile telecommunication apparatus and a global computer network; public relations services; product demonstration; promotional services through presentation of products to the public; arranging and conduction of trade fairs and exhibitions for commercial and advertising purposes; providing loyalty, incentive and bonus program services in the nature of providing incentive award programs for customers and employees through the distribution of prepaid stored value cards, the issuance of loyalty coupons, and the issuance and processing of loyalty points for the purpose of promoting and rewarding loyalty; business management of loyalty rewards cards, bonus programs, vouchers and coupons for others; promoting the sale of goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit, bank, cash, loyalty, voucher and payment cards through means of wireless networks, mobile telecommunications devices and global computer networks; business administration of consumer loyalty programs and consumer loyalty gratification schemes via wireless networks, mobile telecommunication apparatus and global computer networks for marketing purposes; provision of advertising space, time and platforms; distribution of advertising material, marketing material and promoting the sale of goods and services of others through the distribution of printed promotional material; advertising, marketing and promotional consultancy, advisory and business assistance services; commercial trading and consumer information services, namely, retail store and wholesale store services featuring computer software and hardware, authentication apparatus, electric and electronic apparatus for enabling and administering payments, banking, electronic monetary transfer, credit balance, the authentication of transactions, the verification of documents and the identification of people and the forwarding of accounts and payments, apparatus for reading biometric data, apparatus for reading coded credit, bank and other payment cards; commercial and consumer information services, namely auctioneering services, rental of vending machines, provision of commercial and business contact information, arranging contracts for third parties for the buying of goods by offering volume based discounts, arranging business competitions for businesses to compete for seed capital, business marketing support, and business technology support to facilitate business activities, import and export agency services, negotiation and conclusion of financial commercial transactions for others and negotiation of business contracts for others relating to the monetary affairs of others, price comparison services, procurement services for others of contracts for the purchase and sale of goods, subscription services, namely, providing and managing the subscription of digital publications of others; business administration assistance, management and administrative services; accountancy, book keeping and business auditing; administrative data processing services; computerized file management; computerized business information processing services; information services relating to data processing services; data processing services for verification purposes; consultancy relating to data processing services; computerized data management of files and databases; data processing services; data compilation for business purposes in the nature of data search in computer files for others for business purposes; data compilation for others for business purposes; data management services for authentication, verification, and identification purposes for use in debt collection, namely, electronic data collection and on-line claims management; services comprising the composition of statistical data; compilation of statistics; processing of business survey results; compilation and systematization of information about transactions and data in computer databases to enable user authentication for payment services; business management consultancy for companies regarding the implementation, operation and marketing of solutions for electronic payment transactions; clerical services; document reproduction; maintaining a registry of information in the field of personal data for use in authentication, verification and identification procedures, in particular authentication, verification and identification via single-sign-on and general log-in; invoicing services; business consultancy and advisory services; business management consultancy related to the use and administration of information technology for business purposes for others, in particular related to utilizing information technology for secure performance of electronic cash transactions and electronic payment services via public computer networks and mobile communication apparatus; preparation of market reports; business consultancy regarding the organization of and participation in customer loyalty, bonus, coupon, voucher and reward programs; rental of office machines; business consultancy regarding the development, implementation and organization of single sign-on access and general login access to offers made via the internet, online stores and other electronic and mobile commerce offerings; business data analysis, research and information services; market research services, in particular tracking, analyzing, forecasting and reporting cardholder purchase behavior; market analysis services relating to the sale of goods; collection and systematization of business data in computer databases; financial records management; drawing up of business statistical information for business purposes; compilation and systematization of business information and business data into computer databases; rental, hire and leasing of office equipment for use in connection with the aforesaid services, included in the class; advice, consultancy and information in relation for the aforesaid services, included in this class; financial accounting; invoicing services

computerized debt collection services; processing payments made with loyalty rewards cards, credit cards, bank cards, cash cards, voucher cards and payment cards, in particular online e-commerce and via portable communication devices for m-commerce; financial services related to credit cards, debit cards, stored value and prepaid cards, namely, verifying credit cards, debit cards, stored value and prepaid cards; accounts payable debiting services; electronic debit card, credit card and payment card transactions processing; financial services, namely, the provision of processing of contactless mobile payment transactions through merchants at retail, online and other points of sale by using RFID or NFC; redeeming the vouchers of others for payment of goods and services by providing cashless payment processing transaction services via digital trading of vouchers and coupons and via digital authentication of vouchers and coupons; check verification; financial analysis services for the support of retail services provided on-line, through networks and other electronic systems using electronically digitalized information

Telecommunication services, in particular computer communication services in the nature of provision of access to a global computer network and internet access provider services; provision of access to database content, websites and internet portals; providing access to databases in the internet and transmission of data via telecommunication, in particular in the field of authentication, verification and identification to ensure secure cashless payment transactions; electronic data interchange services; providing access to database content, websites, internet portals, and electronic sites featuring e-commerce and m-commerce offerings allowing access by means of a single sign-on or general login; computerized data transfer by telecommunications; audiovisual and digital communication services, namely, providing telecommunication connectivity services for transfer of images, audio, visual, audiovisual and multimedia works; providing user access to a worldwide computer network and to data stored electronically in computer networks; providing telecommunications connections to a global computer network; provision of telecommunication access and on-line communications links which transfer the web site user to other local and global web pages to access computer databases and to access the internet; provision of access to data in databases via the internet; providing user access to Internet platforms; providing access to on-demand video and audio platforms on websites on the Internet and providing multiple-user access to electronic market places on websites on the Internet; electronic transmission of data, audio, video and multimedia files via the Internet and electronic devices; providing access to telecommunication channels for teleshopping, e-commerce and m-commerce; computer-aided transmission of messages, data, information and pictures; streaming audio and video material on the internet; electronic transmission of data in the nature of machine-readable codes that are displayed on a mobile device display screen and transmitted over a global remote data processing network, including the internet; transmission of and providing access to information from a computer database and via the internet in the field of financial services; computerized communication services, namely, electronic transmission of data and documents among users of computers; internet-based telecommunication services, namely, providing access to websites and internet portals that enable single sign-on and general login to e-commerce and finance offers provided on websites and internet portals of third parties; computerized telephony services; voice over internet protocol (VOIP) communication services; transmission of electronic mail; telephone and mobile telephone services, namely, transmission of text messages and information via smartphones; provision of telecommunications equipment through leasing and rental of telecommunications facilities and equipment; providing third party users with access to telecommunication infrastructure; rental and leasing in connection with the aforesaid services, included in the class; advice, consultancy and information in relation for the aforesaid services, included in this class; dissemination by electronic transmission of financial information via a secure global computer network

IT services, namely development, programming and implementation of computer software for others, in particular software related to the provision, execution and processing of accounting systems and cash flows on the internet and via electronic communication networks; computer programming; updating and maintenance of computer software and programs; programming and installation of computer software and database management software for others; updating and maintenance of software and database systems; design, development, implementation and maintenance of computer software and computer programs for data processing; design, development, implementation and maintenance of software for computers and portable communication devices to enable single sign-on and general login; design, development, implementation, updating and maintenance of computer software for receiving, processing, monitoring, storing, evaluating, displaying and transmitting of biometric and geographic data and information; updating and adapting by customizing of computer programs according to user requirements for third parties; development, programming, implementation, updating and maintenance of software for database management for others; computer programming services for data warehousing; design and development of computer databases; programming of data processing equipment; creating and designing website-based indexes of information for others using information technology services; design and development of software in the field of mobile applications; design and development of operating system software for accessing and using a cloud computing network; design, development, installation, updating and maintenance of software for managing secure cashless payment transactions via telephone, digital communication apparatus, the internet, television connection and at the point of sale, and by means of near field communication and a two-dimensional code in the form of a square matrix of black and white dots representing encoded data in binary form and a bar code system; design, development, installation, updating and maintenance of authentication, verification and identification software; development, installation, maintenance and updating of application software for mobile devices that detects two-dimensional code in the form of a square matrix of black and white dots representing encoded data in binary form and bar codes on digital or non-digital surfaces, in particular on posters, the internet, screens and printed and electronic bills; design, development, installation, maintenance and updating of downloadable computer programs and mobile application software for mobile devices that allow users to access coupons, vouchers, voucher codes, discounts, price-comparison information, product reviews, links to the retail websites of others and discount information; design, development, maintenance and updating of downloadable computer programs and mobile application software for mobile terminals that allow users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; provision of on-line technical support services for computer program users, namely, troubleshooting of computer software problems; consultancy relating to the design and development of computer programs; computer software research; computer programming of websites and maintenance of websites for others, in particular related to payment services; programming and maintenance of computer software for internet portals and platforms, in particular related to payment services; computer hardware development; advice relating to the design of computer hardware; development of computer peripherals; IT services, namely hosting services of website for others, software as a service (SaaS) services featuring software for processing secure cashless payment transactions and for use in database management, and rental of software; consulting in the field of cloud computing networks and applications; consultancy and information services relating to software rental; providing temporary use of on-line non-downloadable software for database management and the transmission, processing and management of data; providing temporary use of non-downloadable software for analyzing financial data and generating reports; providing temporary use of non-downloadable authentication, verification and identification software for computers and mobile communication apparatus in the nature of mobile phones, tablet computers and handheld computers, in particular to enable single sign-on and general login; providing temporary use of non-downloadable software for recalling and managing of financial costumer data via a worldwide computer information network and the telecommunication network; providing temporary use of non-downloadable online software for computers and applications for mobile devices for the processing of electronic payments and financial transactions; providing temporary use of non-downloadable software and non-downloadable application software for the managing, locating, activating and blocking of authentications and digital credentials; providing a website featuring technology in the nature of electronic memory space on the internet that enables internet users to securely store personal data for the purpose of single sign-on and general login and providing a website featuring search engines for obtaining data from a global computer network; data warehousing; electronic data back-up services; application service provider (ASP) services, namely, hosting computer software applications of others; electronic data back-up services; electronic storage services for archiving databases, images and other electronic data; computerized business information storage; electronic storage of transaction information and data for authentication of users for payment services in central databases; off-site data backup; hosting of digital content on the Internet in the nature of databases, computerized data, files, applications and information; hosting of digital content and servers featuring memory space on the internet; website hosting, in particular related to payment services; software as a service (SaaS) services featuring software in particular for providing cashless payment transactions by processing the payment transactions; rental of computer software, in particular rental of database software, software for reading a data stream and for financial management software; rental of database management software and data processing programs; rental of computer hardware and computer facilities containing computer systems; computer rental; data security services in the nature of computer security threat analysis for protecting data; rental of a database server to third parties; rental of computer hardware in the nature of a coding apparatus; IT consultancy, advisory and information services; computer security consultancy; technical consultancy services relating to secure communication, data encryption and decryption and local area network (LAN) security; research and advisory services relating to computer hardware and software; provision of technical support in the configuration and monitoring technical functions of computer networks; technical advisory services relating to design and development of data processing programs for computers and mobile devices in the nature of mobile phones, tablet computers and handheld computers; preparation of reports relating to computer programs relating to electronic data processing for the purpose of providing technical support services for troubleshooting of computer software problems; IT security services in the nature of protection by providing computer security threat analysis for protecting data and recovery of computer data; computer security services, namely testing of computers and computer software in computer networks for providing risk assessment for the prevention of computer risks; provision of computer security services for computer networks, computer access and computerized transactions, namely, providing authentication, issuance, validation and revocation of digital certificates; computer programming services for electronic data security; computer access, authorization, authentication, encryption, identification and digital certificate services, namely, monitoring of computer systems containing personal identification data for preventing unauthorized access or data breach, and computer security services in the nature of administering digital certificates; data security services, namely design and development of electronic data security systems in the nature of firewalls; electronic monitoring of credit card activity to detect fraud via the internet; monitoring of computer systems for detecting unauthorized access or data breach, in particular relating to electronic payment transactions; electronic monitoring of personal identification data to detect identity theft via the internet; data duplication services and data conversion services, data coding services, in the nature of computer code conversion for others; data encryption and decoding services; digitization of documents by scanning; encoding of magnetic cards; coding of messages in the nature of computer code conversion for others by using digital certificates; conversion of computer programs and data, other than physical conversion; conversion of data, pictures or documents from physical to electronic media; data encryption, data decryption and authentication of digital certificates containing information, messages and data for the purpose of enabling secure cashless online payment transactions and commissioning financial, insurance, e-commerce and governmental services via the Internet; scientific and technological services, namely, scientific research, analysis, testing, and design in the field of online data protection; testing of computer software and computer hardware, authentication of digital certificates and quality control for others; authentication and verification of data, in particular for payment transactions for security purposes, namely, electronic verification services using technology to authenticate user identity; computer security services in the field of authentication and verification of digital certificates containing information and news transferred by telecommunication for the purpose of enabling secure cashless online payment transactions and commissioning financial, insurance, e-commerce and governmental services via the Internet; computer security services in the field of verification, authentication, issuance, distribution and management of digital certificates that contain specific characteristics of persons and objects; computer security services, namely, providing encrypted, digitally signed and authenticated data for issuance and validation of digital certificates, in particular in the field of document authentication; design services, namely, design of test tools for developing computer software and computer programs for secure data transmission; testing of electronic data processing systems; technical research relating to automatic identification systems; testing, analysis and evaluation of databases of others containing data transmitted via telecommunications for the purposes of determining conformity with the certification standards; design services in the field of computer software for enabling secure data transmission via the internet; rental and leasing in connection with the aforesaid services, included in the class; advice, consultancy and information in relation to the aforesaid services, included in this class

Security services, namely, providing executive protection and security guard services; security clearance for individuals in the nature of conducting personal security clearance background investigation; providing reconnaissance and surveillance services; fingerprinting analysis; physical security consultancy; security guard services; information services relating to private personal and public safety; security inspection services for others in the nature of anti-counterfeiting consulting in the field of document authentication, namely, control of authenticity of passports, identification cards and other personal paper of identity to protect against counterfeiting, tampering, and diversion, and to ensure the integrity of genuine documents; personal background investigations; personal security consultation services for the protection of personal property and individuals; security inspection services for others, namely, inspection of personal identities through conducting personal security clearance background investigations; monitoring of security systems for protecting personal property; personal and social services, namely detective agencies services, individual personal shopping services for others; personal and social services regarding individual needs, namely individual analysis in the nature of a background investigation and research services; legal services; licensing of computer software; licensing of computer programs; licensing industrial property rights; licensing of databases; licensing of software for wireless communication systems; licensing of technology; licensing of data processing programs; rental, and leasing in connection with the aforesaid services, included in the class; advice, consultancy and information in relation to the aforesaid services, included in this class