Insurance services, namely, travel insurance underwriting, administration, brokerage and agency services; financial services, namely, providing a wide range of information and analysis to financial institutions by electronic means in connection with credit, debit, stored value and other payment cards, specifically, cardholder spending, fraud, risk management, terminated merchants, reporting of chargebacks, retrievals and exceptions; providing financial services information via a global computer network; banking and credit services, namely, providing loans and lines of credit, mortgage banking, mortgage lending, mortgage refinancing, mortgage brokerage, processing cash withdrawals and deposits, direct deposit and withdrawal services and providing funds deposits and withdrawals; services of credit, debit, purchasing, cash payment and prepayment cards, namely, processing of credit, debit, purchasing, cash payment and prepayment card transactions; financial services relating to payment of bills, namely electronic payment services involving electronic processing and subsequent transmission of bill payment data; automated teller machine services; processing of cardholder financial credit, debit, purchasing, stored value and/or prepaid card transactions both online via a computer database or through telecommunications and at points of sale; automated teller machine services, namely services for processing services for financial transactions carried out by cardholders through automated teller machines; automated teller machine services, namely provision of financial account details, namely, cash balances, deposits and withdrawals to cardholders through automatic teller machines; financial settlement and authorisation services in the nature of cash and foreign exchange transactions, namely, the settling of international and commercial transactions through obtaining the proceeds of a sale in cash in exchange for formal debt instructions; financial account settlement services in the nature of cash and foreign exchange transactions, namely, the settling of international and commercial transactions through obtaining the proceeds of a sale in cash or in exchange for formal debt instructions; electronic funds transfer and foreign exchange transaction services; providing financial information over the internet and other computer networks; financial services for facilitating the use of electronic payments in the nature of electronic payment services involving electronic processing and subsequent transmission of bill payment data, namely, electronic processing and subsequent transmission of electronic wallets, transactions and data; foreign currency transfers; electronic payment services, namely, electronic processing and transmission of bill payment data; cardholder financial authorisation in the nature of credit card authorization and debt settlement services; offer of debit and credit card transaction processing services by means of radio frequency identification devices and transponders; provision of debit and credit card transaction processing services by means of communication and telecommunications devices; cheque verification services, issue and redemption services, all in connection with travellers' cheques and travel vouchers; provision of financial support services in the nature of credit and debit card transaction processing, namely, payment services to retail services provided online, via networks or other electronic media using electronically digitised data; services for exchanging securities, namely, the secure exchange of securities, namely, payment in electronic cash via computer networks accessible by smart cards; online banking services; investment services, namely the services of insurance and assurance agents, insurance and assurance brokers, insurers, financiers, investment consultants and agents, real estate, valuation, management and development, estate agencies all in the nature of investment portfolio management; all of the foregoing expressly excluding credit card services in connection with the sale of jewellery products