Computer programs; computer programs for processing of financial payments involving enabling card verification and authorisation, fraud checking, and secure transfer of money for merchant accounts; computer hardware and software comprising a digital wallet that stores customer account information; apparatus for payment with magnetically encoded cards; apparatus for payment with magnetic memory cards; apparatus for receiving cash payments being credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards or other payment cards and microchips containing account details; apparatus for receiving cash payments; automatic payment machines; devices incorporating microprocessors for use in fare payments on public transport; machine readable devices for cashless payment systems; magnetic payment cards; payment cards being magnetically encoded; read out apparatus for use in the authentication of cashless payment means; read out apparatus for use in the identification of cashless payment means; tariff devices for recording payment; terminals for electronically processing credit card payments; terminals for the electronic payment of charges with credit cards; scientific apparatus and instruments including telecommunications, signalling, checking (supervision), and teaching apparatus; magnetic data carriers, acoustic disks; and mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment and computers, computers, servers and software for telecommunications, semi-conductors, microprocessors, integrated circuits, computer for micro-programming, software, computer memories, computer peripherals, data processing units and their parts; electronic apparatus and equipment for remote connection to a computer network and/or telecommunications, data processing equipment and computers; electronic data carrier cards, charge cards, bank cards, credit cards, debit cards, stored value cards, payment cards; encoded magnetic card readers, electronic data carrier card readers, electronic encryption units; computer hardware, computer terminals, computer peripheral devices and computer software, electronic apparatus for use in processing financial transactions; computer software relating to the handling of financial transactions such as payments by charge cards, bank cards, credit cards, debit cards, stored value cards and payment cards; computer software applications; electronic verification apparatus for verifying authenticity of bank cards, credit cards, debit cards, charge cards, stored value and/or payment cards; parts and fittings for the aforesaid goods; electronic publications; downloadable data including publications and software; electronic publications relating to research on financial issues and research into payment transaction data and white papers transactions trends

Paper advertising materials; cheque books; printed publications, newsletters, magazines, pamphlets, leaflets, newspapers and periodicals, all relating to the provision of financial services; printed invitations; printed service guides and services brochures for financial services; printed forms and statements for financial services; printed plastic cards (other than encoded or magnetic); plastic covered cards bearing printed matter; money orders, money drafts, cheques, cheque books, travellers' cheques; document wallets; vouchers of value, coupons; catalogues

Advertising and promotional services; compilation of data relating to goods for purchase; bookkeeping and accounting services; tax and taxation assessments and advice; preparation and compilation of income or corporate tax returns data processing services; information, advisory and consultancy services relating to data processing; user incentive schemes relating to use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards; loyalty, incentive and bonus program services; information, advisory and consultancy services related to all the aforesaid services

Banking services; online banking services; credit card, debit card, store card, bank card, charge card, gift voucher card, other payment card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and mobile banking and payments; processing of credit and debit transactions by telecommunication link; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services (payment services); e-wallet account services, namely the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; point of sale payment services; mail payment services; telephone payment services; recurring payment services; merchant account services; financial risk management; financial services; insurance; monetary affairs; identity theft and fraud prevention services relating to processing of financial payments made by bank cards, credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening; services in relation to secure handling of online financial transaction data; services for secure transfer of money between banks, their customers and merchant accounts; financial risk management; financial services being financial analysis and consultation, financial exchange of data between financial institutions and their customers, financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services

Installation, maintenance, repair and updating of electronic data capture and transmission systems for the purposes of electronic funds transfer; installation, maintenance, repair, updating of card readers and electronic apparatus all for handling financial and associated transactions including authorisation and processing of payments made with credit cards debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; information, advisory and consultancy services related to all the aforesaid services

Advisory and consultancy services, all relating to electronic data capture and transmission systems for the purposes of electronic funds transfer from points of sale; receipt and/or delivery of messages, documents and other data by electronic transmission; receipt and/or delivery of messages, documents and other data via the Internet; provision of electronic communication links; dissemination by email of vouchers, voucher codes, gift codes, claim codes, discount offers, promotional offers, coupons and printable vouchers enabling customers to conveniently view and redeem tokens of value by means of the Internet; providing access to computer servers, databases and networks; providing access to the Internet; provision of telecommunications connections and access to the Internet; telecommunication portal services (terms considered too vague by the International Bureau - rule 13.2.b) of the Common Regulations); location-based and personal transmission of information; providing and supplying location-specific data via the Internet (terms considered too vague by the International Bureau - rule 13.2.b) of the Common Regulations); leasing of access time to databases; information, advisory and consultancy services related to all the aforesaid services

Updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of card readers and electronic apparatus all for handling financial and associated transactions including authorisation and processing of payments made with credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring updating of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; design and development of computer hardware and software; computer software and programming services; providing temporary use of non-downloadable computer software for preparing invoices or for tracking packages over computer networks, intranets and the Internet; providing temporary use of non-downloadable computer software broadcasting geographical data received using a global positioning system; computer services (terms considered too vague by the International Bureau - rule 13.2.b) of the Common Regulations); application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, hire and rental of computer equipment, hardware, software and programs; encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services

Identity theft and fraud prevention services; information, advisory and consultancy services related to all the aforesaid services