Data processing apparatus and computers; devices to trace, administer and analyze financial accounts via the global computer network, namely, computer hardware; [ apparatus for the recording, transmission and rendering of data, including sound and image; ] data processing devices, especially for applications in the financial sector; [ computers and computer operating programs; computer hardware and software, particularly for the development, maintenance and use of local and wide area telecommunications networks; ] systems to read memory cards and systems to read data in storage, including IC storage and bank card storage, namely, computer hardware and computer software; [ encoded cards, namely, magnetic cards and cards with integrated circuits, especially for applications in the financial sector, bank cards, credit cards and chip cards; non-encoded magnetic identifying cards, bank cards, credit cards, debit cards and payment cards, encoded magnetic identifying cards, electronic data-carrying cards, debit cards, credit cards, payment cards; ] reading devices, namely, machines for encoded magnetic cards, blank electronic data carriers in the form of cards, magnetic card readers, reading machines for electronic data-carrying cards, electronic encryption units, computer hardware, computer terminals, Computer software for use in the financial services and banking industry as well as in the telecommunications industry for security, transfer of account details, magnetically-encoded bank cards, including printed bank cards and bank cards with magnetic storage and IC storage; computer terminals and computer software for use in the financial services industry, in banking and in the telecommunications industry for authentication, authorization, accounting and the conducting of financial transactions

[ Paper, cardboard, cardboard cartons ]

[ Advertising; business management; business administration; providing office functions; ] data processing services, database management and administration [ ; managing of telecommunications systems and networks for third parties, namely, managing telephone service for other carriers; advertising, marketing and sales promotion, namely, promotion of the sale of goods and services of third parties through advertising, sales promoting competitions, providing discounts and incentives in the form of raffles, rebates, bonus points and added value offers in connection with the use of payment cards, providing cash and other rebates for credit card use as services in the area of customer loyalty and customer clubs for business, sales promotion and advertising purposes; distribution and dissemination of advertisements for third parties via the Internet; information and advisory services relating to all the aforementioned services; loyalty programs and incentive schemes for commercial, promotional and advertising purposes ]

[ Insurance services, namely, insurance carrier services; finance services, namely, provision of credit and credit cards, financial planning; ] money transactions, namely, electronic cash transactions; [ banking services, namely, payment, lending, direct debiting, debiting, providing cash payments, access to stored value card services; banking services, namely, invoice payment services; ] Services related to credit cards, debit cards, prepayment cards and stored value cards, namely, processing and transaction services; [ services related to automatic money machines, namely, ATM banking services; processing of financial transactions, either online or via a computer database or via telecommunications and at the store counter;] processing of financial transactions of card holders via self-service bank terminals; provision of account statements and ingoing and outgoing money payments for card holders via self-service bank terminals; [ verification of financial information, namely, check and credit card verification services; ] providing financial information in the area of data encryption and decryption; management of financial documents; provision and transfer of financial information via the Internet and other computer networks using credit and debit cards [ ; information and advisory services relating to all the aforementioned services ]

Transmission of information via global computer networks relating to computer software, computer hardware, computer networks in the field of finance and local networks, development of computer software, computer hardware and computer networks [ ; operation of telecommunication systems and networks for third parties; information and advisory services relating to all the aforementioned services ]

Computer and Internet services, namely, design and development of electronic databases in the area of identity authentication and verification via a global computer network; [ provision of information, namely, expert advice relating to computer programming, computer networks relating to finance, data processing, secure communication, data encryption and decryption and security of local networks; ] design, development and creation of computer assisted databases [ ; information and advisory services relating to all the aforementioned services ]