Electric apparatus and instruments using near field communication technology for facilitating commercial transactions via electronic means via wireless networks, global computer networks and mobile telecommunication devices, namely, mobile phones, readers for chip-cards and devices for proximity payment processing; Computer operating system software for facilitating commercial transactions via electronic means via wireless networks; Computer software, downloadable and preloaded, enabling users to access coupons, rebates, discounts, reductions and special offers online via websites, by scanning coupons, discounts, rebates, reductions and special offers for printing goods and via the receptor of mobile telephones and other mobile devices for posters and printed matter via near field communication (NFC) and by sending such coupons, discounts, rebates, reductions and special offers to mobile phones and other mobile telecommunication devices for exchange at wholesale or retail outlets or at virtual points of sale; Computer software applications for use with contactless payment terminals enabling merchants to accept e-commerce transactions without contact, for contactless presentation of customer loyalty information and contact-free redemption of tokens, rebates, discounts and special offers; Computer software applications enabling merchants to send coupons, rebates, discounts, vouchers and special offers directly to consumers' mobile telecommunications devices; Computer software applications enabling merchants to develop smart posters inside retail and wholesale premises accessible for connection by consumers by means of mobile telecommunications devices enabling access to coupons, rebates, discounts, vouchers and special offers; Computer application software for contactless payment via near field communication (NFC); Computer software applications enabling the hosting of identification credentials of loyalty cards on mobile telecommunications devices; Computer software applications customizable by merchants for enabling consumers to transfer directly and via digital means coupons, discounts, rebates, vouchers and special offers from websites, via e-mail or other digital media to their mobile telecommunications devices; Computer application software enabling the management and operation of customer loyalty programs; Computer application software for processing, carrying out, securing and guaranteeing payments in the context of operations for the purchase and sale of goods or services conducted by e-commerce sites, telephone or computer networks or via any other means of electronic communication; Computer application software for processing, carrying out, securing and guaranteeing payments in the context of operations for the purchase and sale of goods or services conducted by e-commerce sites, telephone or computer networks or via any other means of electronic communication; Communication software for connecting computer network users, global computer networks; Computer application software used for the installation of downloaded software; Computer application software for searching and retrieving information on computer networks; Interactive computer operating systems and software; Electronic apparatus, namely, telecommunication, computer instruments and equipment for authentication, identification, encoding, decoding, encryption, decryption and verification of data, in the context of processing and securing payments online, by telephone, or via any other means of electronic communication; Magnetically encoded prepaid electronic cards usable over the telephone, enabling access to a radio telecommunications service; Computer application software for the electronic processing of structured and other data for the purposes of recognition, classification and extraction, as well as intelligent identification and reconciliation of its content, all intended for the prevention and detection of fraud on global telecommunication networks, as well as for processing and securing payments online, by telephone, or by any other means of electronic communication; Magnetically encoded bank cards for issuance by financial institutions; Blank electronic chip card; Blank smart cards; Magnetic coded cards containing electronic chips for use as debit cards, credit cards, charge cards, key access cards, gift cards and identity cards; Blank smart cars used as loyalty cards; Cards equipped with contactless technology, namely, near filed communications (NFC); Electronic cash payment computer application software

Promoting the goods and services of others by enabling users to access coupons, discounts, rebates, reductions and special offers online via websites, by scanning coupons, discounts, rebates, reductions and special offers for printed goods and via receptors on mobile telephones and other mobile devices for posters and printed matter via near field communication (NFC) and by sending such coupons, discounts, rebates, reductions and special offers to mobile phones and other mobile telecommunication devices for exchange at wholesale and retail outlets or at virtual points of sale; providing an online and mobile directory of information regarding merchants accepting contactless mobile payments; Promoting goods and services of others through this channel that accept contactless payments; Rental of advertising space online on websites; Advertising text publication services; Compilation and systemization of information into computer databases; Business information services, namely, compilation, monitoring, management, analysis, evaluation and retrieval of business statistics, information and data; Provision of commercial and professional statistics, information and data; Providing statistical modeling for business and professional purposes; Data processing services, namely, data entry in computer databases; Market research studies; Promoting the goods and services of others by means of subscribing users to loyalty programs; Arranging subscription to a secure Internet site allowing access to financial, personal and banking information; Arranging subscription to a secure payment means, namely, subscriptions to payment processing services, online or not, accessible by any communication media

Provision of financial services via wireless networks, global computer networks and mobile telecommunications devices, namely, banking, credit and loan, debit card, bill payment and electronic wallet systems; Providing financial information via global computer networks, wireless networks, and mobile communication devices; Financial transaction services, namely, enabling contactless mobile payments for wholesale, retail and online merchants via near field communication (NFC); Financial asset account management online or not; Financial consulting services for accounts, and payment operations on-line or via the telephone; Electronic money services, namely, the transfer of money

Telecommunication services, namely, electronic transmission of data related to business transactions via wireless networks; Electronic transmission of data in the form of a code readable by machine displayed on the screen of mobile devices

Storage of data media or documents stored in electronic format; Temporary electronic storage of information; Electronic storage of messages; Technical support, namely, providing computer facilities for the storage of digital data

Computer technical support services, namely, 24/7 service desk or help desk services for online electronic databases for facilitating financial transactions via global computer networks concerning secure communications, encryption and decryption of data, local area network security and financial information data decryption for facilitating commercial transactions via electronic means on wireless networks and/or mobile telecommunication devices, all for computers and mobile devices; Design and development of computer hardware and software; Conducting technical project studies in the field of technology feasibility studies, computer program research and development, product research and development for others; Development, design, installation, maintenance, updating or rental of computer software; Programming for computer software for others; Computer consultancy services in the field of computer programming and security; Data conversion of computer programs and data, not physical conversion; Development, design, installation, maintenance, updating or rental of computer software for managing and operating customer loyalty programs; Providing temporary use of on-line non-downloadable cloud computing software storage of commercial information, data and statistics

Social networking services online; Licensing of computer software; Legal services, namely, providing customized advice relating to licensing or protection of intellectual or industrial property