Electronic, electrotechnical and electromagnetic modules containing semiconductors, integrated circuits or microprocessor chips all for use in RFID (Radio Frequency Identification) and NFC (Near Field Communications) applications, and parts thereof; data processing equipment, namely, data processors for scanning, reading, storing and interpreting electronic data contained on RFID (Radio Frequency Identification) and NFC (Near Field Communications) chips and tags; electronic apparatus, instruments and equipment namely, RFID (Radio Frequency Identification) and NFC (Near Field Communications) readers and writers for creating, programming, controlling, encoding, scanning, reading and interpreting RFID (Radio frequency identification) and NFC (Near Field Communications) chips and tags; microprocessors; [ interfaces for computers; ] integrated circuits (ICs), electronic chips for the manufacture of integrated circuits; semiconductors; encoded smart cards containing programming used to store financial information, access management and, personal identification details; [ computer hardware and software for creating, programming, controlling, encoding, scanning, reading and interpreting RFID (Radio Frequency Identification) and NFC (Near Field Communications) chips and tags; electronic; ] electronic and magnetic ID cards for use in payment for services or products, or for controlling access; data processor and computer software for fare determination for passengers who book their travel electronically; data processing apparatus and software for enabling, controlling, managing and monitoring all aspects of a paperless payment and/or access system employing RFID (Radio Frequency Identification) and/or NFC (Near Field Communication) technology, including allowing users to recharge their payment accounts remotely