Computer software that enables the underwriting and administration of insurance and financial services products over the Internet; computer software that enables financial services customers and insurance policy holders to view and transact changes to their policies and accounts over the Internet; computer software that enables insurance agents to perform insurance underwriting and enables applicants to apply for insurance through an interactive Internet website; computer software for use in providing financial needs analysis and consultation; computer programs and instruction manuals for use therewith for use in managing customer accounts in the fields of life, health, and property and casualty insurance, pensions and annuities, investments and health care; and computer programs for use in analyzing and managing insurance and benefits claims

Underwriting, agency, brokerage and administration services for individual and group life, disability, long term care, and dental insurance; agency and brokerage with respect to life and long term care insurance, annuities, retirement plans, qualified and non-qualified retirement plans and securities; Financial analysis and consultation with respect to life, and long term care insurance, annuities, retirement and savings plans, qualified and non-qualified retirement and savings plans and securities; administrative services for employee benefits and retirement plans; Investment management services for investment companies, insurance companies, and individual and institutional investors; investment advisory services to investment companies, insurance companies, individual and institutional investors, with regard to annuities; mutual funds investment, investment management, distribution and brokerage; estate trust management services; real estate brokerage, management and investment services; and providing information in the fields of insurance and financial management and planning services via the Internet