Communications software for connecting computer network users and personal computers with the internet with the help of artificial intelligence; computer e-commerce software to allow users to perform electronic business transactions via a global computer network; computer operating software for executing computer operation tasks and computer communication software to allow customers to access bank account information and download the information from a global computer network; computer database management software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; interactive multimedia computer database management program for managing tasks on a computer and executing tasks via a global computer network; virtual reality software which simulates a personal assistant on a user's desktop and is for managing the PC user's desktop, for the collection, editing organizing, modifying, transmission, storage and sharing of data and information, for use in data backup, program scheduling, appointment scheduling, for use as a computer search engine and for connecting computer network users so that they can engage in simple communication