Systems controlled by a microchip bearing records and data processing, and storage of all financial, business practice, management or cost/price determination including but not limited to financial services including banking, bill payment services, cash disbursement services, prepaid services offered through chip containing stored value, deposit access services, stored value services, point of sale and point of transaction electronic payment services, electronic funds transfer services, dissemination of information via a global network, providing micro-payment services for Internet content including electronic documents, photographs, fingerprint and DNA Biometrics information as well as vending machine payment systems, cashless use of amusement, arcade games, game count and casino gaming equipment, medical records and payment information retention, card issuing services, automated teller machine services, closed-system payment/reward point system, services, identification and entry/access