Banking; financial services, namely, credit and financial consultation, financial due diligence, financial evaluation for insurance purposes, financial exchange, financial guarantee and surety, providing financial information in the nature of rates of exchange, financial services for the purchase of savings bonds, financial analysis and consultation, financial information provided by electronic means, financial loan consultation, financial management, financial planning, financial portfolio management, financial services in the field of money-lending, providing on-line stored value accounts in an electronic environment, investment fund transfer and transaction services, assisting others with the completion of financial transactions for stocks, bonds, securities and equities, savings programs for youths, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities, financial sponsorship of various charitable and non-profit community events and activities, financial trust operations, and providing on-line financial calculators