Financial services, namely, clearing house services; banking; credit inquiry and consultation; credit recovery and collection; currency exchange and advice; electronic funds transfer; electronic payment, namely, electronic receipt, batching, processing and transmission of bill payment data; processing payments to third parties; electronic credit and debit transaction processing; money order services; check processing; electronic check re-presentment services; direct debit accounting services; issuance of travelers' checks; check verification; bill payment services; financial agency services for all of the foregoing