FINANCIAL SERVICES, NAMELY PROVIDING PREPAID ACCOUNT, STORED VALUE ACCOUNT, CREDIT AND DEBIT CARD SERVICES; PROVIDING ACCOUNT PAYMENT AND CREDIT AND DEBIT CARD SERVICES; PROVIDING STORED VALUE ACCOUNT AND CREDIT AND DEBIT CARD SERVICES; ELECTRONIC PAYMENT SERVICES NAMELY BILL PAYMENTS, TELEPHONE BILL PAYMENTS INCLUDING LONG DISTANCE, MOBILE PHONE, PREPAID CALLING CARDS, AND MOBILE TOP UP TELEPHONE SERVICES; ELECTRONIC PAYMENTS AND TRANSFERS INVOLVING PAYROLLS, MICROPAYMENTS, ALLOWANCES, PERSON TO PERSON TRANSFERS, BUSINESS TO PERSON AND PERSON TO BUSINESS TRANSFERS, AND BUSINESS TO BUSINESS TRANSFERS; PAYMENT SERVICES, NAMELY ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES; ELECTRONIC PAYMENT SERVICES, NAMELY ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA; TRAVEL INSURANCE BROKERAGE SERVICES; TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES, NAMELY, PREPAID CREDIT AND CASH CARD AUTHORIZATION SERVICES, TRANSMISSION OF TRANSACTION DATA VIA TELECOMMUNICATION SYSTEMS TO AND FROM FINANCIAL INSTITUTIONS FOR PROCESSING AND TRANSMISSION OF AUTHORIZATION INSTRUCTIONS, AND SETTLEMENT INSTRUCTIONS RESULTING FROM CREDIT AND DEBIT CARD TRANSACTIONS; PROVISION OF DEBIT, CREDIT AND PREPAID CASH CARD SERVICES IN ORDER TO AUTOMATICALLY PROVIDE ACCESS TO GASOLINE, FOOD OR MERCHANDISE WHILE AUTOMATICALLY CHARGING PURCHASES TO THE USER'S PREPAID CARD; INSURANCE BROKERAGE SERVICES; CONSULTATION SERVICES RELATING TO ALL THE AFORE-MENTIONED SERVICES