Insurance and financial services, namely, administration and management of health savings accounts, verifying insurance eligibility, processing and facilitating insurance co-payment transactions, administration of employee benefits plans, banking services, credit card services, debit card services, issuing stored value cards, administering deposit and medical spending accounts, consumer lending services, electronic funds transfer, administration of defined contribution plans, administration of health care plans, health transaction clearinghouse services, management of revenue and expense transactions for providers of health and medical products and services; issuance of health care provider and member checks and electronic payments, member communication services, including surveys, letters, notices and postcards, provider payment notification services, fraudulent check processing; check processing services